# Stellar to PAX Gold (XLM to PAXG) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive PAX Gold (PAXG, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. PAX Gold tracks the price of physical gold, so this swap moves value from XLM into a gold-backed token. Most XLM to PAXG swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-paxg/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | PAX Gold (PAXG), ERC-20 token on Ethereum |
| Your PAXG address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| PAXG payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 5–15 minutes until your PAXG is sent |
| Reference rate | 1 XLM ≈ 0.0000537579 PAXG · 1 PAXG ≈ 18,601.91 XLM (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; PAXG on Etherscan |
| Reverse swap | [PAXG to XLM](https://ghostswap.io/exchange/paxg-xlm/) |

## How to swap XLM to PAXG

1. Open https://ghostswap.io/exchange/xlm-paxg/ and enter the amount of XLM to send.
2. Paste the PAXG address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive PAXG in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to PAXG on GhostSwap?

Most XLM to PAXG swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the PAXG is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XLM to PAXG?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PAXG, send XLM from your own wallet, and the PAXG goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to PAX Gold?

The GhostSwap fee is already included in the rate in the exchange box, so the PAXG amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive PAXG?

To receive PAX Gold from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your PAXG address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the PAXG address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PAXG to an address on another network can lose the coins.

### Can I track my XLM to PAXG swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming PAXG on Etherscan (https://etherscan.io).

### Is it safe to exchange XLM for PAXG on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the PAXG is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### How does a cross-chain XLM to PAXG swap work?

Stellar lives on Stellar and PAX Gold on Ethereum, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native PAXG on Ethereum, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to PAXG exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: PAXG to XLM](https://ghostswap.io/exchange/paxg-xlm/) ([Markdown](https://ghostswap.io/exchange/paxg-xlm.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)