# Stellar to Litecoin (XLM to LTC) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive Litecoin (LTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Litecoin, with no bridge and no wrapped tokens. Most XLM to LTC swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-ltc/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | Litecoin (LTC) |
| Your LTC address | Litecoin address that starts with ltc1, L or M. Wallets: Nexus Wallet, Exodus or a Ledger |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| LTC payout | Sent to your address as soon as the swap completes; Litecoin confirms it in about 10 minutes (blocks every 2.5 minutes) |
| Typical swap time | 5–15 minutes until your LTC is sent |
| Reference rate | 1 XLM ≈ 0.003179 LTC · 1 LTC ≈ 314.5610 XLM (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; LTC on Blockchair |
| Reverse swap | [LTC to XLM](https://ghostswap.io/exchange/ltc-xlm/) |

## How to swap XLM to LTC

1. Open https://ghostswap.io/exchange/xlm-ltc/ and enter the amount of XLM to send.
2. Paste the LTC address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive LTC in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to LTC on GhostSwap?

Most XLM to LTC swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the LTC is sent to your wallet, and Litecoin confirms the payout in about 10 minutes (blocks every 2.5 minutes). Busy networks can add a few minutes.

### How much is 1 XLM in LTC?

1 XLM is worth about 0.003179 LTC at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the LTC network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send.

### Do I need KYC or an account to exchange XLM to LTC?

No. GhostSwap has no accounts: you paste the Litecoin address that should receive the LTC, send XLM from your own wallet, and the LTC goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to Litecoin?

The GhostSwap fee is already included in the rate in the exchange box, so the LTC amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive LTC?

To receive Litecoin from your swap, we recommend using Nexus Wallet, Exodus or a Ledger. Make sure your wallet supports the Litecoin network before starting the exchange. Double-check your LTC address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the LTC address?

Use a Litecoin address: it starts with ltc1, L or M. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XLM to LTC swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming LTC on Blockchair (https://blockchair.com/litecoin).

### Is it safe to exchange XLM for LTC on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the LTC is sent straight to the Litecoin address you enter, so check that address twice — Litecoin transfers cannot be reversed.

### How does a cross-chain XLM to LTC swap work?

Stellar lives on Stellar and Litecoin on Litecoin, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native LTC on Litecoin, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to LTC exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: LTC to XLM](https://ghostswap.io/exchange/ltc-xlm/) ([Markdown](https://ghostswap.io/exchange/ltc-xlm.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
