# Stellar to Hedera Hashgraph (XLM to HBAR): no-KYC swap on GhostSwap > Send Stellar (XLM) and receive Hedera Hashgraph (HBAR) on Hedera in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Hedera, with no bridge and no wrapped tokens. Most XLM to HBAR swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xlm-hbar/ Updated: 2026-10-12 ## At a glance | | | |---|---| | You send | Stellar (XLM) | | You receive | Hedera Hashgraph (HBAR), Hedera | | Your HBAR address | Hedera address that is an account ID such as 0.0.12345. Wallets: HashPack | | Memo | Only needed when the HBAR goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit Memo | If the deposit screen shows a Memo for your XLM, include it exactly. | | Deposit network fee | Paid in XLM by your wallet | | Deposit confirmation | A few seconds on Stellar | | HBAR payout | Sent to your address as soon as the swap completes; Hedera confirms it in a few seconds | | Typical swap time | 5–15 minutes until your HBAR is sent | | Reference rate | 1 XLM ≈ 2.1651 HBAR · 1 HBAR ≈ 0.461881 XLM (market prices, 12 Oct 2026) | | Limits | Minimum about 160 XLM. The exact minimum and maximum XLM amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XLM on StellarExpert; HBAR on HashScan | | Reverse swap | [HBAR to XLM](https://ghostswap.io/exchange/hbar-xlm/) | ## How much HBAR you get (quoted 12 Oct 2026, 12:54 UTC, after all fees) | You send | You receive | |---|---| | 500 XLM | 1,067.37 HBAR | | 2500 XLM | 5,341.65 HBAR | | 10000 XLM | 21,366.89 HBAR | ## How to swap XLM to HBAR 1. Open https://ghostswap.io/exchange/xlm-hbar/ and enter the amount of XLM to send. 2. Paste the HBAR address that should receive the coins (and a Memo only if that address needs one). 3. Enter the XLM address you are sending from, then confirm. 4. Send the XLM to the one-time deposit address shown. 5. Receive HBAR in your wallet and follow the status page with your swap ID. ## Stellar to Hedera: two memo networks in one swap XLM and HBAR both power low-fee payment networks. Stellar closes a ledger every few seconds, and Hedera is a hashgraph network overseen by a governing council of companies and institutions. People swap XLM to HBAR to stake HBAR to a Hedera node, use Hedera apps through HashPack, or rebalance between the two. GhostSwap pays the HBAR to the Hedera account you enter, with no sign-up. Both networks finalize in a few seconds, so most of the time is swap processing. Memos matter on both sides: the XLM deposit may come with a Memo ID you must include, and the HBAR payout needs a memo only when it goes to an exchange account. Stellar keeps a minimum balance locked in every account, so you cannot send your very last XLM. ### Tips - Copy your numeric Hedera account ID, such as 0.0.12345, from HashPack or another Hedera wallet. The 0x EVM-style address the same wallet can display is rejected for this payout. - If the deposit screen shows a Memo ID for your XLM, add it to the Stellar payment exactly as shown, or the deposit may not be matched to your swap. - Send XLM from your own Lobstr, Freighter or Ledger wallet and enter its G address as the refund address. Paying HBAR into an exchange? Copy its memo into the memo field. ### Can I swap XLM to HBAR without KYC? Yes. A standard swap needs no account, email or ID. Paste your Hedera account ID, add a memo only for an exchange account, check the floating rate and send the XLM. ### Can I send the XLM from an exchange? Use your own wallet if you can. Refunds go to the sender address you enter, and an exchange's hot wallet is not yours. If you do use an exchange, make sure its withdrawal includes the Memo ID. ## FAQ ### How long does it take to swap XLM to HBAR on GhostSwap? Most XLM to HBAR swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the HBAR is sent to your wallet, and Hedera confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 XLM in HBAR? 1 XLM is worth about 2.1651 HBAR at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the HBAR network fee. The minimum for this pair is about 160 XLM. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Stellar to Hedera Hashgraph? The GhostSwap fee is already included in the rate in the exchange box, so the HBAR amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet. ### What wallet should I use to receive HBAR? To receive Hedera Hashgraph from your swap, we recommend using HashPack. Make sure your wallet supports the Hedera network before starting the exchange. Double-check your HBAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the HBAR address? Use a Hedera address: it is an account ID such as 0.0.12345. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive HBAR? Only if the HBAR goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal HBAR wallet does not need one. ### Can I track my XLM to HBAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming HBAR on HashScan (https://hashscan.io). ### Is it safe to exchange XLM for HBAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the HBAR is sent straight to the Hedera address you enter, so check that address twice, Hedera transfers cannot be reversed. ### How does a cross-chain XLM to HBAR swap work? Stellar lives on Stellar and Hedera Hashgraph on Hedera, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native HBAR on Hedera, so you never hold a wrapped token or pay bridge fees. ### What happens if my XLM to HBAR exchange fails? If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: HBAR to XLM](https://ghostswap.io/exchange/hbar-xlm/) ([Markdown](https://ghostswap.io/exchange/hbar-xlm.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)