# Stellar to STEPN (XLM to GMT) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive STEPN (GMT, an SPL token on Solana) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Solana, with no bridge and no wrapped tokens. Most XLM to GMT swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-gmt/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | STEPN (GMT), SPL token on Solana |
| Your GMT address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| GMT payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 5–15 minutes until your GMT is sent |
| Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; GMT on Solscan |
| Reverse swap | [GMT to XLM](https://ghostswap.io/exchange/gmt-xlm/) |

## How to swap XLM to GMT

1. Open https://ghostswap.io/exchange/xlm-gmt/ and enter the amount of XLM to send.
2. Paste the GMT address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive GMT in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to GMT on GhostSwap?

Most XLM to GMT swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the GMT is sent to your wallet and Solana confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XLM to GMT?

No. GhostSwap has no accounts: you paste the Solana address that should receive the GMT, send XLM from your own wallet, and the GMT goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to STEPN?

The GhostSwap fee is already included in the rate in the exchange box, so the GMT amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive GMT?

To receive STEPN from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your GMT address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the GMT address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending GMT to an address on another network can lose the coins.

### Can I track my XLM to GMT swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming GMT on Solscan (https://solscan.io).

### Is it safe to exchange XLM for GMT on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the GMT is sent straight to the Solana address you enter, so check that address twice — Solana transfers cannot be reversed.

### How does a cross-chain XLM to GMT swap work?

Stellar lives on Stellar and STEPN on Solana, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native GMT on Solana, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to GMT exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: GMT to XLM](https://ghostswap.io/exchange/gmt-xlm/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)