# Stellar to Filecoin (XLM to FIL): no-KYC swap on GhostSwap > Send Stellar (XLM) and receive Filecoin (FIL) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Filecoin, with no bridge and no wrapped tokens. Most XLM to FIL swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xlm-fil/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Stellar (XLM) | | You receive | Filecoin (FIL) | | Your FIL address | Filecoin address that usually starts with f1. Wallets: Ledger or Glif | | Deposit Memo | If the deposit screen shows a Memo for your XLM, include it exactly. | | Deposit network fee | Paid in XLM by your wallet | | Deposit confirmation | A few seconds on Stellar | | FIL payout | Sent to your address as soon as the swap completes; Filecoin confirms it in a few minutes | | Typical swap time | 5–15 minutes until your FIL is sent | | Reference rate | 1 XLM ≈ 0.182891 FIL · 1 FIL ≈ 5.4677 XLM (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XLM on StellarExpert; FIL on Filfox | | Reverse swap | [FIL to XLM](https://ghostswap.io/exchange/fil-xlm/) | ## How to swap XLM to FIL 1. Open https://ghostswap.io/exchange/xlm-fil/ and enter the amount of XLM to send. 2. Paste the FIL address that should receive the coins. 3. Enter the XLM address you are sending from, then confirm. 4. Send the XLM to the one-time deposit address shown. 5. Receive FIL in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XLM to FIL on GhostSwap? Most XLM to FIL swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the FIL is sent to your wallet, and Filecoin confirms the payout in a few minutes. Busy networks can add a few minutes. ### How much is 1 XLM in FIL? 1 XLM is worth about 0.182891 FIL at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FIL network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XLM to FIL? No. GhostSwap has no accounts: you paste the Filecoin address that should receive the FIL, send XLM from your own wallet, and the FIL goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Stellar to Filecoin? The GhostSwap fee is already included in the rate in the exchange box, so the FIL amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet. ### What wallet should I use to receive FIL? To receive Filecoin from your swap, we recommend using Ledger or Glif. Make sure your wallet supports the Filecoin network before starting the exchange. Double-check your FIL address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the FIL address? Use a Filecoin address: it usually starts with f1. Copy it from your wallet and paste it; never type it by hand. ### Can I track my XLM to FIL swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming FIL on Filfox (https://filfox.info). ### Is it safe to exchange XLM for FIL on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the FIL is sent straight to the Filecoin address you enter, so check that address twice, Filecoin transfers cannot be reversed. ### How does a cross-chain XLM to FIL swap work? Stellar lives on Stellar and Filecoin on Filecoin, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native FIL on Filecoin, so you never hold a wrapped token or pay bridge fees. ### What happens if my XLM to FIL exchange fails? If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: FIL to XLM](https://ghostswap.io/exchange/fil-xlm/) ([Markdown](https://ghostswap.io/exchange/fil-xlm.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)