# Stellar to Polkadot (XLM to DOT) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive Polkadot (DOT) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Polkadot, with no bridge and no wrapped tokens. Most XLM to DOT swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-dot/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | Polkadot (DOT) |
| Your DOT address | Polkadot address that starts with 1. Wallets: Nova Wallet, Talisman or SubWallet |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| DOT payout | Sent to your address as soon as the swap completes; Polkadot confirms it in under a minute |
| Typical swap time | 5–15 minutes until your DOT is sent |
| Reference rate | 1 XLM ≈ 0.187186 DOT · 1 DOT ≈ 5.3423 XLM (market prices, 1 Oct 2026) |
| Limits | The minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; DOT on Subscan |
| Reverse swap | [DOT to XLM](https://ghostswap.io/exchange/dot-xlm/) |

## How to swap XLM to DOT

1. Open https://ghostswap.io/exchange/xlm-dot/ and enter the amount of XLM to send.
2. Paste the DOT address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive DOT in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to DOT on GhostSwap?

Most XLM to DOT swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the DOT is sent to your wallet and Polkadot confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XLM to DOT?

No. GhostSwap has no accounts: you paste the Polkadot address that should receive the DOT, send XLM from your own wallet, and the DOT goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to Polkadot?

The GhostSwap fee is already included in the rate in the exchange box, so the DOT amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive DOT?

To receive Polkadot from your swap, we recommend using Polkadot.js, Nova Wallet, or Fearless Wallet. Make sure your wallet supports the Polkadot network before starting the exchange. Double-check your DOT address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the DOT address?

Use a Polkadot address: it starts with 1. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XLM to DOT swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming DOT on Subscan (https://polkadot.subscan.io).

### Is it safe to exchange XLM for DOT on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the DOT is sent straight to the Polkadot address you enter, so check that address twice — Polkadot transfers cannot be reversed.

### How does a cross-chain XLM to DOT swap work?

Stellar lives on Stellar and Polkadot on Polkadot, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native DOT on Polkadot, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to DOT exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: DOT to XLM](https://ghostswap.io/exchange/dot-xlm/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)