# Stellar to Cronos (XLM to CRO) — no-KYC swap on GhostSwap > Send Stellar (XLM) and receive Cronos (CRO) in your own wallet, with no account and no KYC. Most XLM to CRO swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xlm-cro/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Stellar (XLM) | | You receive | Cronos (CRO) | | Payment ID | Only needed when the CRO goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. | | Deposit network fee | Paid in XLM by your wallet | | Deposit confirmation | A few seconds on Stellar | | Typical swap time | 5–15 minutes until your CRO is sent | | Reference rate | 1 XLM ≈ 3.2198 CRO · 1 CRO ≈ 0.310579 XLM (market prices, 2 Oct 2026) | | Limits | Minimum about 140 XLM. The exact minimum and maximum XLM amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XLM on StellarExpert | | Reverse swap | [CRO to XLM](https://ghostswap.io/exchange/cro-xlm/) | ## How much CRO you get (quoted 2 Oct 2026, 15:20 UTC, after all fees) | You send | You receive | |---|---| | 500 XLM | 1,583.37 CRO | | 2500 XLM | 7,923.91 CRO | | 10000 XLM | 31,684.40 CRO | ## How to swap XLM to CRO 1. Open https://ghostswap.io/exchange/xlm-cro/ and enter the amount of XLM to send. 2. Paste the CRO address that should receive the coins (and a Payment ID only if that address needs one). 3. Enter the XLM address you are sending from, then confirm. 4. Send the XLM to the one-time deposit address shown. 5. Receive CRO in your wallet and follow the status page with your swap ID. ## XLM for native CRO: one memo on each side XLM to CRO swaps Stellar Lumens for native CRO on Cronos POS. This is the Cosmos SDK chain in the Crypto.com ecosystem that was called Crypto.org Chain until October 2023. Stellar holders use the pair to delegate CRO to a validator from Keplr or a Ledger, or to hold CRO in a wallet they control. The CRO goes to the cro1 address you enter, with no account. Stellar settles the deposit within seconds and the CRO payout follows within minutes, so most swaps finish in 5 to 15 minutes. Both networks use memos, for different reasons. A Memo ID shown with the XLM deposit address links your payment to your swap. The CRO Payment ID is only for paying into an exchange account. ### Tips - Your receive address must start with cro1. Copy it from Keplr set to the Cronos POS network, or from a Ledger. 0x addresses from Cronos EVM or Ethereum are different networks and are rejected. - If the deposit screen shows a Memo ID, type it into your Stellar wallet's memo field exactly as shown before you send the XLM. - Send XLM from Lobstr, Freighter or another wallet you control and enter its G address as the refund address. Stellar locks a small reserve in every account, so leave a little XLM behind. ### Can I swap XLM to CRO without KYC? Yes. A standard swap needs no account, email or ID. Paste a cro1 address, add a Payment ID only for an exchange account, check the floating rate and send the XLM. ### Which memo goes where on this pair? If a Memo ID is shown, it goes in your Stellar payment so the deposit is matched to your swap. The Payment ID field on the form is for the CRO payout. Leave it empty unless you are paying into an exchange account that gave you one. ## FAQ ### How long does it take to swap XLM to CRO on GhostSwap? When you exchange Stellar to Cronos on GhostSwap, the process typically takes a few seconds (Stellar ledgers close about every 5 seconds) for your XLM to confirm on the Stellar network. Once confirmed, your Cronos is sent to your wallet and arrives within a few minutes on Cronos. Most XLM to CRO swaps are paid out within 5–15 minutes after you send; network congestion can occasionally add time, and the status page shows each step. ### What are the fees for converting Stellar to Cronos? GhostSwap charges a small service fee that's already included in the exchange rate you see — there are no hidden fees. On top of that, Stellar fees are a tiny fraction of a cent. The swap box shows the estimated amount of CRO after fees before you send. The rate floats, so the final amount can differ slightly if the market moves before your deposit confirms. ### What wallet should I use to receive CRO? To receive Cronos from your swap, we recommend using Crypto.com DeFi Wallet or Trust Wallet. Make sure your wallet supports the Cronos network before starting the exchange. Double-check your CRO address before confirming — cryptocurrency transactions cannot be reversed. ### Can I track my XLM to CRO swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming CRO on the Cronos explorer. ### Is it safe to exchange XLM for CRO on GhostSwap? Yes. GhostSwap is a non-custodial exchange, which means we never hold your funds or private keys. Your Stellar is converted and sent directly to your Cronos wallet address. Standard swaps need no account, email or ID, and all swaps run over encrypted connections. ### How does a cross-chain XLM to CRO swap work? Stellar runs on the Stellar network while Cronos runs on the Cronos network — they can't be sent directly to each other. GhostSwap handles the cross-chain conversion for you: you send XLM to our temporary deposit address, we convert it, and send the equivalent CRO to your wallet. No bridge protocols or technical knowledge required. ### What happens if my XLM to CRO exchange fails? In the rare case of a failed exchange, your XLM is refunded to the address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems are caused by sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: CRO to XLM](https://ghostswap.io/exchange/cro-xlm/) ([Markdown](https://ghostswap.io/exchange/cro-xlm.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)