# Stellar to BNB (XLM to BNB) — no-KYC swap on GhostSwap > Send Stellar (XLM) and receive BNB on BNB Smart Chain in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to BNB Smart Chain, with no bridge and no wrapped tokens. Most XLM to BNB swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xlm-bnbbsc/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Stellar (XLM) | | You receive | BNB (BNB), BNB Smart Chain | | Your BNB address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. | | Deposit network fee | Paid in XLM by your wallet | | Deposit confirmation | A few seconds on Stellar | | BNB payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 5–15 minutes until your BNB is sent | | Reference rate | 1 XLM ≈ 0.000277 BNB · 1 BNB ≈ 3,610.88 XLM (market prices, 2 Oct 2026) | | Limits | Minimum about 150 XLM. The exact minimum and maximum XLM amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XLM on StellarExpert; BNB on BscScan | | Reverse swap | [BNB to XLM](https://ghostswap.io/exchange/bnbbsc-xlm/) | ## How much BNB you get (quoted 2 Oct 2026, 21:01 UTC, after all fees) | You send | You receive | |---|---| | 500 XLM | 0.136629 BNB | | 2500 XLM | 0.683900 BNB | | 10000 XLM | 2.7361 BNB | ## XLM to BNB rate history (market rate, before fees) Over the last 30 days, 1,000 XLM were worth between 0.23829 and 0.30466 BNB at the market rate, 0.26307 BNB on average, and the rate moved +13.91%. | Period | Low (BNB) | High (BNB) | Average (BNB) | Change | |---|---|---|---|---| | 24h | 0.27694 | 0.29165 | 0.28589 | +0.81% | | 7d | 0.27261 | 0.30466 | 0.28746 | +3.16% | | 30d | 0.23829 | 0.30466 | 0.26307 | +13.91% | BNB per 1,000 XLM. Market rate from 15-minute (24 hours), hourly (7 days) and 4-hourly (30 days) samples up to 2 Oct 2026, 13:02 UTC and the current reference rate, before fees. ## How to swap XLM to BNB 1. Open https://ghostswap.io/exchange/xlm-bnbbsc/ and enter the amount of XLM to send. 2. Paste the BNB address that should receive the coins. 3. Enter the XLM address you are sending from, then confirm. 4. Send the XLM to the one-time deposit address shown. 5. Receive BNB in your wallet and follow the status page with your swap ID. ## Stellar (XLM) to BNB: memo and address checks XLM to BNB moves value from Stellar, a payments network whose ledgers close in seconds, to BNB on BNB Smart Chain, the gas coin for BSC apps and BEP20 tokens. Stellar holders use it when they need BNB to trade or pay fees on BSC. The BNB goes to the 0x address you enter. Stellar ledgers close every few seconds, so the XLM deposit is credited quickly, and the BNB payout on BNB Smart Chain is usually confirmed in under a minute. The detail that trips people up is the memo: deposits to shared Stellar addresses are matched by memo, so your XLM transfer must include one if the deposit details show one. ### Tips - BNB is paid to a BNB Smart Chain address (0x plus 40 hex characters) from Trust Wallet, MetaMask or Rabby. The BNB side needs no memo. - Stellar accounts must keep a small minimum XLM balance, so you cannot send the full amount your wallet shows. - Send from your own Stellar wallet, such as Lobstr or Freighter, and enter its G-address as the refund address. If the deposit details show a memo, add it exactly. ### Can I swap XLM to BNB without KYC? Yes. A standard swap asks for no account, email or ID. Enter your BSC address, then send the XLM, with the memo if one is shown. ### What happens if I forget the memo on my XLM deposit? The deposit may not be matched to your swap automatically. Contact GhostSwap support with your swap ID and the Stellar transaction hash. ## FAQ ### How long does it take to swap XLM to BNB on GhostSwap? Most XLM to BNB swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the BNB is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. ### How much is 1 XLM in BNB? 1 XLM is worth about 0.000277 BNB at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BNB network fee. The minimum for this pair is about 150 XLM. The Stellar network fee for sending the XLM is paid separately, in XLM. The rate floats with the market until your XLM deposit confirms. ### Can I send XLM straight to my BNB address? No. XLM moves on Stellar and BNB on BNB Smart Chain, so XLM can only be sent to a Stellar address. To swap, send the XLM to the one-time deposit address GhostSwap shows, and the BNB is paid to the BNB Smart Chain address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive BNB? Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). GhostSwap never holds your funds: the BNB is sent straight to the address you enter. ### What happens if my XLM to BNB exchange fails? If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. ## Related - [Reverse: BNB to XLM](https://ghostswap.io/exchange/bnbbsc-xlm/) ([Markdown](https://ghostswap.io/exchange/bnbbsc-xlm.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)