# Stellar to Bitcoin Cash (XLM to BCH) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive Bitcoin Cash (BCH) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Bitcoin Cash, with no bridge and no wrapped tokens. Most XLM to BCH swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-bch/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | Bitcoin Cash (BCH) |
| Your BCH address | Bitcoin Cash address that starts with bitcoincash:q, q or 1. Wallets: Electron Cash or Cashonize |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| BCH payout | Sent to your address as soon as the swap completes; Bitcoin Cash confirms it in about 10–20 minutes |
| Typical swap time | 5–15 minutes until your BCH is sent |
| Reference rate | 1 XLM ≈ 0.000715 BCH · 1 BCH ≈ 1,399.16 XLM (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; BCH on Blockchair |
| Reverse swap | [BCH to XLM](https://ghostswap.io/exchange/bch-xlm/) |

## How to swap XLM to BCH

1. Open https://ghostswap.io/exchange/xlm-bch/ and enter the amount of XLM to send.
2. Paste the BCH address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive BCH in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to BCH on GhostSwap?

Most XLM to BCH swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the BCH is sent to your wallet and Bitcoin Cash confirms it in about 10–20 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XLM to BCH?

No. GhostSwap has no accounts: you paste the Bitcoin Cash address that should receive the BCH, send XLM from your own wallet, and the BCH goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to Bitcoin Cash?

The GhostSwap fee is already included in the rate in the exchange box, so the BCH amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive BCH?

To receive Bitcoin Cash from your swap, we recommend using Electron Cash, Bitcoin.com Wallet, or Trust Wallet. Make sure your wallet supports the Bitcoin Cash network before starting the exchange. Double-check your BCH address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the BCH address?

Use a Bitcoin Cash address: it starts with bitcoincash:q, q or 1. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XLM to BCH swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming BCH on Blockchair (https://blockchair.com/bitcoin-cash).

### Is it safe to exchange XLM for BCH on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the BCH is sent straight to the Bitcoin Cash address you enter, so check that address twice — Bitcoin Cash transfers cannot be reversed.

### How does a cross-chain XLM to BCH swap work?

Stellar lives on Stellar and Bitcoin Cash on Bitcoin Cash, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native BCH on Bitcoin Cash, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to BCH exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: BCH to XLM](https://ghostswap.io/exchange/bch-xlm/) ([Markdown](https://ghostswap.io/exchange/bch-xlm.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)