# USDT Polygon to USDC: Tether (Polygon) to USD Coin: no-KYC swap on GhostSwap > Send Tether (USDT Polygon, a token on Polygon PoS) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Polygon PoS to Ethereum. Most USDT Polygon to USDC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdtpolygon-usdc/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Tether (USDT Polygon), token on Polygon PoS | | You receive | USD Coin (USDC), ERC-20 token on Ethereum | | Your USDC address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in POL, so keep a little POL next to your USDT Polygon | | Deposit confirmation | About a minute on Polygon PoS | | USDC payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 5–15 minutes until your USDC is sent | | Reference rate | 1 USDT Polygon ≈ 0.999584 USDC · 1 USDC ≈ 1.0004 USDT Polygon (market prices, 12 Oct 2026) | | Limits | The exact minimum and maximum USDT Polygon amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT Polygon on PolygonScan; USDC on Etherscan | | Reverse swap | [USDC to USDT Polygon](https://ghostswap.io/exchange/usdc-usdtpolygon/) | ## How to swap USDT Polygon to USDC 1. Open https://ghostswap.io/exchange/usdtpolygon-usdc/ and enter the amount of USDT Polygon to send. 2. Paste the USDC address that should receive the coins. 3. Enter the USDT Polygon address you are sending from, then confirm. 4. Send the USDT Polygon to the one-time deposit address shown. 5. Receive USDC in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap USDT Polygon to USDC on GhostSwap? Most USDT Polygon to USDC swaps are paid out within 5–15 minutes: the USDT Polygon deposit needs about a minute to confirm on Polygon PoS, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 USDT Polygon in USDC? 1 USDT Polygon is worth about 0.999584 USDC at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The rate floats with the market until your USDT Polygon deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDT Polygon to USDC? No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send USDT Polygon from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Tether (Polygon) to USD Coin? The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, your wallet needs a little POL to pay the Polygon PoS network fee for sending USDT Polygon. ### What wallet should I use to receive USDC? To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDC address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins. ### Can I track my USDT Polygon to USDC swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT Polygon payment on PolygonScan (https://polygonscan.com) and your incoming USDC on Etherscan (https://etherscan.io). ### Is it safe to exchange USDT Polygon for USDC on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT Polygon deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed. ### What happens if my USDT Polygon to USDC exchange fails? If a swap cannot be completed, the USDT Polygon is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDC to USDT Polygon](https://ghostswap.io/exchange/usdc-usdtpolygon/) ([Markdown](https://ghostswap.io/exchange/usdc-usdtpolygon.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)