# USDT TON to XMR: Tether (TON) to Monero: no-KYC swap on GhostSwap

> Exchange USDT TON to XMR: send Tether (USDT TON, a jetton on TON) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDT TON history.

Swap page: https://ghostswap.io/exchange/usdton-xmr/
Updated: 2026-10-21

## At a glance

| | |
|---|---|
| You send | Tether (USDT TON), jetton on TON |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit Payment ID | If the deposit screen shows a Payment ID for your USDT TON, include it exactly. |
| Deposit network fee | Paid in GRAM, so keep a little GRAM next to your USDT TON |
| Deposit confirmation | Under a minute on TON |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 USDT TON ≈ 0.001595 XMR · 1 XMR ≈ 626.8416 USDT TON (market prices, 21 Oct 2026) |
| Limits | Minimum about 31 USDT TON. The exact minimum and maximum USDT TON amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDT TON on Tonviewer |
| Reverse swap | [XMR to USDT TON](https://ghostswap.io/exchange/xmr-usdton/) |

## How much XMR you get (quoted 21 Oct 2026, 22:05 UTC, after all fees)

| You send | You receive |
|---|---|
| 100 USDT TON | 0.157371 XMR |
| 500 USDT TON | 0.790211 XMR |
| 2500 USDT TON | 3.9541 XMR |

## How do I exchange USDT TON to XMR?

1. **Pick USDT TON and XMR.** Pick USDT TON in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.
2. **Paste your Monero address.** Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the TON address you send USDT TON from; a refund, if ever needed, goes there.
3. **Send USDT TON on TON.** Send exactly the amount shown from your own TON wallet to the one-time deposit address, on the TON network (as a). Keep a little GRAM in that wallet for the network fee.
4. **Receive XMR.** Your XMR is usually paid out 5–15 minutes after you send your USDT TON, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

## Common mistakes with USDT TON to XMR

- Leaving out the Payment ID (memo) when the receiving TON wallet or exchange asks for one.
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
- A TON wallet with no GRAM for the network fee.
- Sending USDT TON on a different network than TON.
- A Monero address typed by hand (it is 95 characters): copy and paste it.

## FAQ

### Can you swap Tether to Monero?

Yes. Pick USDT TON and XMR in the box above, paste your Monero address and send the USDT TON; the XMR goes straight to your wallet in about 5 to 15 minutes, with no account.

### Where can I exchange USDT TON for XMR?

On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send USDT TON and receive XMR at the rate shown before you send.

### Can I convert Tether to Monero anonymously?

GhostSwap asks for no account, email or ID. Your USDT TON deposit is still visible on the TON blockchain; the XMR you receive is private by default, and no account ties the two together.

### Is XMR illegal in the USA?

No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.

### Why is XMR being delisted?

Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our [Monero delistings tracker](/monero-delistings/) lists each one with its date and source.

### How long does it take to swap USDT TON to XMR on GhostSwap?

Most USDT TON to XMR swaps are paid out within 5–15 minutes: the USDT TON deposit needs under a minute to confirm on TON, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much is 1 USDT TON in XMR?

1 USDT TON is worth about 0.001595 XMR at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XMR network fee. The minimum for this pair is about 31 USDT TON. The rate floats with the market until your USDT TON deposit confirms, so the exchange box shows the exact amount before you send.

### What are the fees for converting Tether (TON) to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little GRAM to pay the TON network fee for sending USDT TON.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

## Related

- [Reverse: XMR to USDT TON](https://ghostswap.io/exchange/xmr-usdton/) ([Markdown](https://ghostswap.io/exchange/xmr-usdton.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
