# USDT BEP20 to XTZ: Tether (BEP20) to Tezos — no-KYC swap on GhostSwap > Send Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It turns a dollar balance into Tezos in one step. Most USDT BEP20 to XTZ swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdtbsc-xtz/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Tether (USDT BEP20), BEP-20 token on BNB Smart Chain | | You receive | Tezos (XTZ) | | Your XTZ address | Tezos address that starts with tz1, tz2 or tz3. Wallets: Temple or Kukai | | Deposit network fee | Paid in BNB, so keep a little BNB next to your USDT BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | XTZ payout | Sent to your address as soon as the swap completes; Tezos confirms it in a few minutes | | Typical swap time | 5–15 minutes until your XTZ is sent | | Reference rate | 1 USDT BEP20 ≈ 3.0486 XTZ · 1 XTZ ≈ 0.328014 USDT BEP20 (market prices, 2 Oct 2026) | | Limits | Minimum about 31 USDT BEP20. The exact minimum and maximum USDT BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT BEP20 on BscScan; XTZ on TzKT | | Reverse swap | [XTZ to USDT BEP20](https://ghostswap.io/exchange/xtz-usdtbsc/) | ## How much XTZ you get (quoted 2 Oct 2026, 15:25 UTC, after all fees) | You send | You receive | |---|---| | 100 USDT BEP20 | 303.5864 XTZ | | 500 USDT BEP20 | 1,518.60 XTZ | | 2500 USDT BEP20 | 7,587.17 XTZ | ## USDT BEP20 to XTZ rate history (market rate, before fees) Over the last 30 days, 1 USDT BEP20 was worth between 2.7159 and 4.6318 XTZ at the market rate, 3.5685 XTZ on average, and the rate moved -33.89%. | Period | Low (XTZ) | High (XTZ) | Average (XTZ) | Change | |---|---|---|---|---| | 24h | 3.0349 | 3.1898 | 3.1095 | -3.58% | | 7d | 2.9841 | 3.2702 | 3.1249 | +0.31% | | 30d | 2.7159 | 4.6318 | 3.5685 | -33.89% | XTZ per 1 USDT BEP20. Market rate from 15-minute (24 hours), hourly (7 days) and 4-hourly (30 days) samples up to 2 Oct 2026, 13:02 UTC and the current reference rate, before fees. ## How to swap USDT BEP20 to XTZ 1. Open https://ghostswap.io/exchange/usdtbsc-xtz/ and enter the amount of USDT BEP20 to send. 2. Paste the XTZ address that should receive the coins. 3. Enter the USDT BEP20 address you are sending from, then confirm. 4. Send the USDT BEP20 to the one-time deposit address shown. 5. Receive XTZ in your wallet and follow the status page with your swap ID. ## Funding a Tezos wallet with USDT from BNB Smart Chain This pair swaps Tether on BNB Smart Chain (BEP20) for XTZ, the native coin of Tezos. XTZ pays transaction and storage fees on Tezos, and holders delegate or stake it with bakers, the validators that produce Tezos blocks. The swap suits BSC users who want XTZ in Temple, Kukai or Umami, for example to start delegating, without selling on an exchange or opening an account. BNB Smart Chain confirms the USDT deposit in under a minute. Since the Tallinn upgrade of January 2026, Tezos produces a block every 6 seconds, and a transfer is final after two blocks (about 12 seconds), so the XTZ settles quickly once it is sent. Most swaps finish in 5 to 15 minutes. The BEP20 transfer pays gas in BNB, so the sending wallet needs some BNB as well as the USDT. ### Tips - Paste a Tezos layer 1 address that starts with tz1, tz2 or tz3. The 0x address that holds your BEP20 USDT cannot receive XTZ. Neither can a 0x address on Etherlink, the EVM layer 2 on Tezos. - Send the USDT on BNB Smart Chain from a wallet you control, and enter that 0x address as the refund address. USDT on Tron and USDT on Ethereum are separate coins in the exchange box. - A new tz address needs no activation to receive XTZ. Leave some XTZ unspent afterwards, because transfers, delegation changes and contract calls all pay their fees in XTZ. ### Do I need an account to buy XTZ with USDT BEP20? No. A standard swap has no sign-up, email or ID step. Enter your tz address, check the floating rate and send the USDT from your BSC wallet. The XTZ goes straight to that Tezos address. ### Will the XTZ be delegated or staked automatically? No. It arrives as a normal spendable balance. Choosing a baker to delegate to, or staking, is a separate step you take later in your Tezos wallet. ## FAQ ### How long does it take to swap USDT BEP20 to XTZ on GhostSwap? Most USDT BEP20 to XTZ swaps are paid out within 5–15 minutes: the USDT BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XTZ is sent to your wallet, and Tezos confirms the payout in a few minutes. Busy networks can add a few minutes. ### How much is 1 USDT BEP20 in XTZ? 1 USDT BEP20 is worth about 3.0486 XTZ at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XTZ network fee. The minimum for this pair is about 31 USDT BEP20. The rate floats with the market until your USDT BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDT BEP20 to XTZ? No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send USDT BEP20 from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Tether (BEP20) to Tezos? The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDT BEP20. ### What wallet should I use to receive XTZ? To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the XTZ address? Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand. ### Can I track my USDT BEP20 to XTZ swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT BEP20 payment on BscScan (https://bscscan.com) and your incoming XTZ on TzKT (https://tzkt.io). ### Is it safe to exchange USDT BEP20 for XTZ on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT BEP20 deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice — Tezos transfers cannot be reversed. ### Why swap USDT BEP20 to XTZ? Converting Tether (BEP20) to Tezos moves dollar-pegged funds into Tezos. Tezos is the native coin of its own blockchain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDT BEP20 to XTZ exchange fails? If a swap cannot be completed, the USDT BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XTZ to USDT BEP20](https://ghostswap.io/exchange/xtz-usdtbsc/) ([Markdown](https://ghostswap.io/exchange/xtz-usdtbsc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)