# USDT to USDT Polygon: Tether (ERC20) to Tether (Polygon): no-KYC swap on GhostSwap > Send Tether (USDT, an ERC-20 token on Ethereum) and receive Tether (USDT Polygon, a token on Polygon PoS) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Polygon PoS. Most USDT to USDT Polygon swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdt20-usdtpolygon/ Updated: 2026-10-11 ## At a glance | | | |---|---| | You send | Tether (USDT), ERC-20 token on Ethereum | | You receive | Tether (USDT Polygon), token on Polygon PoS | | Your USDT Polygon address | Polygon PoS address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask or Rabby | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT | | Deposit confirmation | About 2–5 minutes on Ethereum | | USDT Polygon payout | Sent to your address as soon as the swap completes; Polygon PoS confirms it in about a minute | | Typical swap time | 10–25 minutes until your USDT Polygon is sent | | Reference rate | 1 USDT ≈ 1.0000 USDT Polygon · 1 USDT Polygon ≈ 1.0000 USDT (market prices, 11 Oct 2026) | | Limits | Minimum about 31 USDT. The exact minimum and maximum USDT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT on Etherscan; USDT Polygon on PolygonScan | | Reverse swap | [USDT Polygon to USDT](https://ghostswap.io/exchange/usdtpolygon-usdt20/) | ## How much USDT Polygon you get (quoted 11 Oct 2026, 19:30 UTC, after all fees) | You send | You receive | |---|---| | 100 USDT | 98.4036 USDT Polygon | | 500 USDT | 494.0076 USDT Polygon | | 2500 USDT | 2,472.03 USDT Polygon | ## How to swap USDT to USDT Polygon 1. Open https://ghostswap.io/exchange/usdt20-usdtpolygon/ and enter the amount of USDT to send. 2. Paste the USDT Polygon address that should receive the coins. 3. Enter the USDT address you are sending from, then confirm. 4. Send the USDT to the one-time deposit address shown. 5. Receive USDT Polygon in your wallet and follow the status page with your swap ID. ## Moving Tether from Ethereum to Polygon PoS This pair takes Tether on Ethereum (ERC-20) and pays Tether on Polygon PoS. It suits people who hold USDT on Ethereum but want to make frequent small payments or use Polygon apps, where a transfer usually costs far less than Ethereum gas. You send one ERC-20 transfer and receive Polygon USDT at your own address, without running a bridge yourself or opening an account. The deposit confirms on Ethereum in about 2–5 minutes, and Polygon credits the payout in about a minute, so most swaps finish in 10 to 25 minutes. The fee coin changes with the network. ETH pays for the deposit, but moving the USDT on Polygon afterwards takes POL, which replaced MATIC as Polygon's gas coin in 2024. Since a 2025 upgrade, some wallets and PolygonScan label this token USDT0, but its contract address has not changed. ### Tips - MetaMask, Rabby and Trust Wallet use one 0x address on Ethereum and Polygon. After the swap, switch the wallet to the Polygon network to see the USDT. - Add a little POL to the receiving address before you send the USDT on. ETH cannot pay gas on Polygon. - If the payout is going to an exchange, use that exchange's deposit address for USDT on the Polygon network, not its ERC-20 USDT address. ### Can I move USDT from Ethereum to Polygon without KYC? Yes. A standard swap needs no account, email or ID. Paste the 0x address that should hold the Polygon USDT, check the floating rate and send the ERC-20 USDT from your own wallet. ### Why is the Polygon USDT amount a little lower than what I send? The two are separate tokens on separate networks, so the floating rate and network costs apply. The exchange box shows the exact Polygon USDT amount you will receive before you send anything. ## FAQ ### How long does it take to swap USDT to USDT Polygon on GhostSwap? Most USDT to USDT Polygon swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT Polygon is sent to your wallet, and Polygon PoS confirms the payout in about a minute. ### How much is 1 USDT in USDT Polygon? 1 USDT is worth about 1.0000 USDT Polygon at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT Polygon network fee. The minimum for this pair is about 31 USDT. The Ethereum network fee for sending the USDT is paid separately, in ETH. The rate floats with the market until your USDT deposit confirms. ### Can I send USDT straight to my USDT Polygon address? No. Polygon PoS addresses look the same as Ethereum addresses, but USDT sent to one stays on Ethereum: it lands at that address on Ethereum and never becomes USDT Polygon on Polygon PoS. To swap, send the USDT to the one-time deposit address GhostSwap shows, and the USDT Polygon is paid to the Polygon PoS address you enter. ### What wallet and address do I need to receive USDT Polygon? Use a Polygon PoS address from a wallet you control, such as MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters. Sending USDT Polygon to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT Polygon is sent straight to the address you enter. ### What happens if my USDT to USDT Polygon exchange fails? If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: USDT Polygon to USDT](https://ghostswap.io/exchange/usdtpolygon-usdt20/) ([Markdown](https://ghostswap.io/exchange/usdtpolygon-usdt20.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)