# USDT to USDT BEP20: Tether (ERC20) to Tether (BEP20) — no-KYC swap on GhostSwap > Send Tether (USDT, an ERC-20 token on Ethereum) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain. Most USDT to USDT BEP20 swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdt20-usdtbsc/ Updated: 2026-10-04 ## At a glance | | | |---|---| | You send | Tether (USDT), ERC-20 token on Ethereum | | You receive | Tether (USDT BEP20), BEP-20 token on BNB Smart Chain | | Your USDT BEP20 address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT | | Deposit confirmation | About 2–5 minutes on Ethereum | | USDT BEP20 payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 10–25 minutes until your USDT BEP20 is sent | | Reference rate | 1 USDT ≈ 1.0000 USDT BEP20 · 1 USDT BEP20 ≈ 1.0000 USDT (market prices, 4 Oct 2026) | | Limits | Minimum about 31 USDT. The exact minimum and maximum USDT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT on Etherscan; USDT BEP20 on BscScan | | Reverse swap | [USDT BEP20 to USDT](https://ghostswap.io/exchange/usdtbsc-usdt20/) | ## How much USDT BEP20 you get (quoted 4 Oct 2026, 12:43 UTC, after all fees) | You send | You receive | |---|---| | 100 USDT | 98.3747 USDT BEP20 | | 500 USDT | 493.9787 USDT BEP20 | | 2500 USDT | 2,472.00 USDT BEP20 | ## How to swap USDT to USDT BEP20 1. Open https://ghostswap.io/exchange/usdt20-usdtbsc/ and enter the amount of USDT to send. 2. Paste the USDT BEP20 address that should receive the coins. 3. Enter the USDT address you are sending from, then confirm. 4. Send the USDT to the one-time deposit address shown. 5. Receive USDT BEP20 in your wallet and follow the status page with your swap ID. ## Moving USDT from Ethereum (ERC20) to BNB Smart Chain (BEP20) This pair moves Tether from Ethereum to BNB Smart Chain. Both sides are dollar stablecoins called USDT, but they are separate tokens on separate networks. USDT on BNB Smart Chain is a Binance-Peg token (BscScan lists it as Binance-Peg BSC-USD), not one that Tether issues on that chain itself. People use this route because BEP-20 transfers usually cost far less than ERC-20 ones, or to use USDT in BNB Smart Chain apps. No account or bridge is involved. The ERC-20 deposit confirms in about 2 to 5 minutes and the BEP-20 payout lands in under a minute, so most swaps finish in 10 to 25 minutes. You receive a little less USDT than you send, because the rate floats and network fees are covered. The exchange box shows the estimate before you send. ### Tips - The BEP-20 USDT goes to a 0x address, often the same one you use on Ethereum. Switch the wallet to BNB Smart Chain to see it; the token contract there is 0x55d398326f99059fF775485246999027B3197955. - Send USDT on Ethereum from your own wallet with ETH for gas, and enter that 0x address as the refund address. - Keep a little BNB at the receiving address. Every BEP-20 transfer pays gas in BNB, so you need it to move the USDT later. ### Can I move USDT from ERC20 to BEP20 without an account? Yes. Standard swaps need no account, email or ID. Paste your BNB Smart Chain address, check the floating rate and send the ERC-20 USDT. ### Why does BscScan show USDT with 18 decimals? USDT on BNB Smart Chain uses 18 decimal places, while USDT on Ethereum uses 6. Wallets handle the difference for you, so your balance looks normal; only raw values on explorers look longer. ## FAQ ### How long does it take to swap USDT to USDT BEP20 on GhostSwap? Most USDT to USDT BEP20 swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. ### How much is 1 USDT in USDT BEP20? 1 USDT is worth about 1.0000 USDT BEP20 at the market rate, before fees (market prices, 4 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT BEP20 network fee. The minimum for this pair is about 31 USDT. The Ethereum network fee for sending the USDT is paid separately, in ETH. The rate floats with the market until your USDT deposit confirms. ### Can I send USDT straight to my USDT BEP20 address? No. BNB Smart Chain addresses look the same as Ethereum addresses, but USDT sent to one stays on Ethereum: it lands at that address on Ethereum and never becomes USDT BEP20 on BNB Smart Chain. To swap, send the USDT to the one-time deposit address GhostSwap shows, and the USDT BEP20 is paid to the BNB Smart Chain address you enter. ### What wallet and address do I need to receive USDT BEP20? Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Sending USDT BEP20 to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT BEP20 is sent straight to the address you enter. ### Which USDT networks does this USDT to USDT BEP20 swap use? The USDT you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The USDT BEP20 you receive is a BEP-20 token on BNB Smart Chain, paid to a BNB Smart Chain address; moving it later costs BNB Smart Chain network fees in BNB. The same swap on other networks: [USDT to USDT TRC20](https://ghostswap.io/exchange/usdt20-usdtrx/), [USDT to USDT SOL](https://ghostswap.io/exchange/usdt20-usdtsol/), [USDT to USDT Polygon](https://ghostswap.io/exchange/usdt20-usdtpolygon/), [USDT to USDT AVAX](https://ghostswap.io/exchange/usdt20-usdtavac/). ### What happens if my USDT to USDT BEP20 exchange fails? If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: USDT BEP20 to USDT](https://ghostswap.io/exchange/usdtbsc-usdt20/) ([Markdown](https://ghostswap.io/exchange/usdtbsc-usdt20.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)