# Tether (ERC20) to Ripple USD (USDT to RLUSD) — no-KYC swap on GhostSwap

> Send Tether (USDT, an ERC-20 token on Ethereum) and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Most USDT to RLUSD swaps finish in 10–25 minutes.

Swap page: https://ghostswap.io/exchange/usdt20-rlusd/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Tether (USDT), ERC-20 token on Ethereum |
| You receive | Ripple USD (RLUSD), ERC-20 token on Ethereum |
| Your RLUSD address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT |
| Deposit confirmation | About 2–5 minutes on Ethereum |
| RLUSD payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 10–25 minutes until your RLUSD is sent |
| Reference rate | 1 USDT ≈ 0.999734 RLUSD · 1 RLUSD ≈ 1.0003 USDT (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum USDT amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDT on Etherscan |
| Reverse swap | [RLUSD to USDT](https://ghostswap.io/exchange/rlusd-usdt20/) |

## How to swap USDT to RLUSD

1. Open https://ghostswap.io/exchange/usdt20-rlusd/ and enter the amount of USDT to send.
2. Paste the RLUSD address that should receive the coins.
3. Enter the USDT address you are sending from, then confirm.
4. Send the USDT to the one-time deposit address shown.
5. Receive RLUSD in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap USDT to RLUSD on GhostSwap?

Most USDT to RLUSD swaps finish in 10–25 minutes. Your USDT deposit needs about 2–5 minutes to confirm on Ethereum; after that the RLUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange USDT to RLUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send USDT from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Tether (ERC20) to Ripple USD?

The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT.

### What wallet should I use to receive RLUSD?

To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the RLUSD address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.

### Can I track my USDT to RLUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io).

### Is it safe to exchange USDT for RLUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### What happens if my USDT to RLUSD exchange fails?

If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: RLUSD to USDT](https://ghostswap.io/exchange/rlusd-usdt20/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)