# USDT to GMT: Tether (ERC20) to STEPN — no-KYC swap on GhostSwap

> Send Tether (USDT, an ERC-20 token on Ethereum) and receive STEPN (GMT, an SPL token on Solana) in your own wallet, with no account and no KYC. It turns a dollar balance into STEPN in one step. Most USDT to GMT swaps finish in 10–25 minutes.

Swap page: https://ghostswap.io/exchange/usdt20-gmt/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Tether (USDT), ERC-20 token on Ethereum |
| You receive | STEPN (GMT), SPL token on Solana |
| Your GMT address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger |
| Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT |
| Deposit confirmation | About 2–5 minutes on Ethereum |
| GMT payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 10–25 minutes until your GMT is sent |
| Limits | The exact minimum and maximum USDT amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDT on Etherscan; GMT on Solscan |
| Reverse swap | [GMT to USDT](https://ghostswap.io/exchange/gmt-usdt20/) |

## How to swap USDT to GMT

1. Open https://ghostswap.io/exchange/usdt20-gmt/ and enter the amount of USDT to send.
2. Paste the GMT address that should receive the coins.
3. Enter the USDT address you are sending from, then confirm.
4. Send the USDT to the one-time deposit address shown.
5. Receive GMT in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap USDT to GMT on GhostSwap?

Most USDT to GMT swaps finish in 10–25 minutes. Your USDT deposit needs about 2–5 minutes to confirm on Ethereum; after that the GMT is sent to your wallet and Solana confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange USDT to GMT?

No. GhostSwap has no accounts: you paste the Solana address that should receive the GMT, send USDT from your own wallet, and the GMT goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Tether (ERC20) to STEPN?

The GhostSwap fee is already included in the rate in the exchange box, so the GMT amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT.

### What wallet should I use to receive GMT?

To receive STEPN from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your GMT address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the GMT address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending GMT to an address on another network can lose the coins.

### Can I track my USDT to GMT swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io) and your incoming GMT on Solscan (https://solscan.io).

### Is it safe to exchange USDT for GMT on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the GMT is sent straight to the Solana address you enter, so check that address twice — Solana transfers cannot be reversed.

### Why swap USDT to GMT?

Converting Tether (ERC20) to STEPN allows you to move from a stable, dollar-pegged asset into STEPN for the STEPN token on Solana. Using GhostSwap means you can enter a GMT position privately, without signing up for a centralized exchange or completing KYC verification.

### What happens if my USDT to GMT exchange fails?

If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: GMT to USDT](https://ghostswap.io/exchange/gmt-usdt20/) ([Markdown](https://ghostswap.io/exchange/gmt-usdt20.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)