# USDT to FIL: Tether (ERC20) to Filecoin — no-KYC swap on GhostSwap > Send Tether (USDT, an ERC-20 token on Ethereum) and receive Filecoin (FIL) in your own wallet, with no account and no KYC. It turns a dollar balance into Filecoin in one step. Most USDT to FIL swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdt20-fil/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Tether (USDT), ERC-20 token on Ethereum | | You receive | Filecoin (FIL) | | Your FIL address | Filecoin address that usually starts with f1. Wallets: Ledger or Glif | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT | | Deposit confirmation | About 2–5 minutes on Ethereum | | FIL payout | Sent to your address as soon as the swap completes; Filecoin confirms it in a few minutes | | Typical swap time | 10–25 minutes until your FIL is sent | | Reference rate | 1 USDT ≈ 0.945973 FIL · 1 FIL ≈ 1.0571 USDT (market prices, 3 Oct 2026) | | Limits | The exact minimum and maximum USDT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT on Etherscan; FIL on Filfox | | Reverse swap | [FIL to USDT](https://ghostswap.io/exchange/fil-usdt20/) | ## How to swap USDT to FIL 1. Open https://ghostswap.io/exchange/usdt20-fil/ and enter the amount of USDT to send. 2. Paste the FIL address that should receive the coins. 3. Enter the USDT address you are sending from, then confirm. 4. Send the USDT to the one-time deposit address shown. 5. Receive FIL in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap USDT to FIL on GhostSwap? Most USDT to FIL swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the FIL is sent to your wallet, and Filecoin confirms the payout in a few minutes. Busy networks can add a few minutes. ### How much is 1 USDT in FIL? 1 USDT is worth about 0.945973 FIL at the market rate, before fees (market prices, 3 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FIL network fee. The rate floats with the market until your USDT deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDT to FIL? No. GhostSwap has no accounts: you paste the Filecoin address that should receive the FIL, send USDT from your own wallet, and the FIL goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Tether (ERC20) to Filecoin? The GhostSwap fee is already included in the rate in the exchange box, so the FIL amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT. ### What wallet should I use to receive FIL? To receive Filecoin from your swap, we recommend using Ledger or Glif. Make sure your wallet supports the Filecoin network before starting the exchange. Double-check your FIL address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the FIL address? Use a Filecoin address: it usually starts with f1. Copy it from your wallet and paste it; never type it by hand. ### Can I track my USDT to FIL swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io) and your incoming FIL on Filfox (https://filfox.info). ### Is it safe to exchange USDT for FIL on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the FIL is sent straight to the Filecoin address you enter, so check that address twice — Filecoin transfers cannot be reversed. ### Why swap USDT to FIL? Converting Tether (ERC20) to Filecoin moves dollar-pegged funds into Filecoin. Filecoin is used for paying for decentralized data storage. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDT to FIL exchange fails? If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: FIL to USDT](https://ghostswap.io/exchange/fil-usdt20/) ([Markdown](https://ghostswap.io/exchange/fil-usdt20.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)