# USDT to ALGO: Tether (ERC20) to Algorand — no-KYC swap on GhostSwap > Send Tether (USDT, an ERC-20 token on Ethereum) and receive Algorand (ALGO) in your own wallet, with no account and no KYC. It turns a dollar balance into Algorand in one step. Most USDT to ALGO swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdt20-algo/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Tether (USDT), ERC-20 token on Ethereum | | You receive | Algorand (ALGO) | | Your ALGO address | Algorand address that is 58 characters of capital letters and digits. Wallets: Pera or Defly | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDT | | Deposit confirmation | About 2–5 minutes on Ethereum | | ALGO payout | Sent to your address as soon as the swap completes; Algorand confirms it in under a minute | | Typical swap time | 10–25 minutes until your ALGO is sent | | Reference rate | 1 USDT ≈ 7.8002 ALGO · 1 ALGO ≈ 0.128202 USDT (market prices, 3 Oct 2026) | | Limits | The exact minimum and maximum USDT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDT on Etherscan; ALGO on Allo | | Reverse swap | [ALGO to USDT](https://ghostswap.io/exchange/algo-usdt20/) | ## How to swap USDT to ALGO 1. Open https://ghostswap.io/exchange/usdt20-algo/ and enter the amount of USDT to send. 2. Paste the ALGO address that should receive the coins. 3. Enter the USDT address you are sending from, then confirm. 4. Send the USDT to the one-time deposit address shown. 5. Receive ALGO in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap USDT to ALGO on GhostSwap? Most USDT to ALGO swaps are paid out within 10–25 minutes: the USDT deposit needs about 2–5 minutes to confirm on Ethereum, then the ALGO is sent to your wallet, and Algorand confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 USDT in ALGO? 1 USDT is worth about 7.8002 ALGO at the market rate, before fees (market prices, 3 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ALGO network fee. The rate floats with the market until your USDT deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDT to ALGO? No. GhostSwap has no accounts: you paste the Algorand address that should receive the ALGO, send USDT from your own wallet, and the ALGO goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Tether (ERC20) to Algorand? The GhostSwap fee is already included in the rate in the exchange box, so the ALGO amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDT. ### What wallet should I use to receive ALGO? To receive Algorand from your swap, we recommend using Pera or Defly. Make sure your wallet supports the Algorand network before starting the exchange. Double-check your ALGO address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the ALGO address? Use an Algorand address: it is 58 characters of capital letters and digits. Copy it from your wallet and paste it; never type it by hand. ### Can I track my USDT to ALGO swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDT payment on Etherscan (https://etherscan.io) and your incoming ALGO on Allo (https://allo.info). ### Is it safe to exchange USDT for ALGO on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDT deposit is converted and the ALGO is sent straight to the Algorand address you enter, so check that address twice — Algorand transfers cannot be reversed. ### Why swap USDT to ALGO? Converting Tether (ERC20) to Algorand moves dollar-pegged funds into Algorand. Algorand is used for fast, low-cost payments and smart contracts. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDT to ALGO exchange fails? If a swap cannot be completed, the USDT is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: ALGO to USDT](https://ghostswap.io/exchange/algo-usdt20/) ([Markdown](https://ghostswap.io/exchange/algo-usdt20.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)