# USDC SOL to XMR: USD Coin (Solana) to Monero: no-KYC swap on GhostSwap

> Send USD Coin (USDC SOL, an SPL token on Solana) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your USDC SOL history. Most USDC SOL to XMR swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/usdcsol-xmr/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | USD Coin (USDC SOL), SPL token on Solana |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in SOL, so keep a little SOL next to your USDC SOL |
| Deposit confirmation | Under a minute on Solana |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 USDC SOL ≈ 0.001790 XMR · 1 XMR ≈ 558.6877 USDC SOL (market prices, 8 Oct 2026) |
| Limits | The exact minimum and maximum USDC SOL amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDC SOL on Solscan |
| Reverse swap | [XMR to USDC SOL](https://ghostswap.io/exchange/xmr-usdcsol/) |

## How to swap USDC SOL to XMR

1. Open https://ghostswap.io/exchange/usdcsol-xmr/ and enter the amount of USDC SOL to send.
2. Paste the XMR address that should receive the coins.
3. Enter the USDC SOL address you are sending from, then confirm.
4. Send the USDC SOL to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap USDC SOL to XMR on GhostSwap?

Most USDC SOL to XMR swaps are paid out within 5–15 minutes: the USDC SOL deposit needs under a minute to confirm on Solana, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### Do I need KYC or an account to exchange USDC SOL to XMR?

No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send USDC SOL from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting USD Coin (Solana) to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending USDC SOL.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my USDC SOL to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC SOL payment on Solscan (https://solscan.io).

### Is it safe to exchange USDC SOL for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC SOL deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.

### Can my USDC SOL to XMR swap be traced?

Your USDC SOL transaction to GhostSwap is visible on the Solana blockchain since USD Coin (Solana) is transparent: transfers are public on Solscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping USDC SOL to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

### Why swap USDC SOL to XMR?

Converting USD Coin (Solana) to Monero moves dollar-pegged funds into Monero. Monero is used for private digital payments. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.

### What happens if my USDC SOL to XMR exchange fails?

If a swap cannot be completed, the USDC SOL is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to USDC SOL](https://ghostswap.io/exchange/xmr-usdcsol/) ([Markdown](https://ghostswap.io/exchange/xmr-usdcsol.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
