# USDC BEP20 to USDT Polygon: USD Coin (BEP20) to Tether (Polygon): no-KYC swap on GhostSwap > Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Tether (USDT Polygon, a token on Polygon PoS) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from BNB Smart Chain to Polygon PoS. Most USDC BEP20 to USDT Polygon swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdcbsc-usdtpolygon/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | USD Coin (USDC BEP20), BEP-20 token on BNB Smart Chain | | You receive | Tether (USDT Polygon), token on Polygon PoS | | Your USDT Polygon address | Polygon PoS address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask or Rabby | | Deposit network fee | Paid in BNB, so keep a little BNB next to your USDC BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | USDT Polygon payout | Sent to your address as soon as the swap completes; Polygon PoS confirms it in about a minute | | Typical swap time | 5–15 minutes until your USDT Polygon is sent | | Reference rate | 1 USDC BEP20 ≈ 1.0003 USDT Polygon · 1 USDT Polygon ≈ 0.999692 USDC BEP20 (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum USDC BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC BEP20 on BscScan; USDT Polygon on PolygonScan | | Reverse swap | [USDT Polygon to USDC BEP20](https://ghostswap.io/exchange/usdtpolygon-usdcbsc/) | ## How to swap USDC BEP20 to USDT Polygon 1. Open https://ghostswap.io/exchange/usdcbsc-usdtpolygon/ and enter the amount of USDC BEP20 to send. 2. Paste the USDT Polygon address that should receive the coins. 3. Enter the USDC BEP20 address you are sending from, then confirm. 4. Send the USDC BEP20 to the one-time deposit address shown. 5. Receive USDT Polygon in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap USDC BEP20 to USDT Polygon on GhostSwap? Most USDC BEP20 to USDT Polygon swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the USDT Polygon is sent to your wallet, and Polygon PoS confirms the payout in about a minute. Busy networks can add a few minutes. ### How much is 1 USDC BEP20 in USDT Polygon? 1 USDC BEP20 is worth about 1.0003 USDT Polygon at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT Polygon network fee. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDC BEP20 to USDT Polygon? No. GhostSwap has no accounts: you paste the Polygon PoS address that should receive the USDT Polygon, send USDC BEP20 from your own wallet, and the USDT Polygon goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting USD Coin (BEP20) to Tether (Polygon)? The GhostSwap fee is already included in the rate in the exchange box, so the USDT Polygon amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20. ### What wallet should I use to receive USDT Polygon? To receive Tether (Polygon) from your swap, we recommend using MetaMask or Rabby. Make sure your wallet supports the Polygon PoS network before starting the exchange. Double-check your USDT Polygon address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDT Polygon address? Use a Polygon PoS address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDT Polygon to an address on another network can lose the coins. ### Can I track my USDC BEP20 to USDT Polygon swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming USDT Polygon on PolygonScan (https://polygonscan.com). ### Is it safe to exchange USDC BEP20 for USDT Polygon on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the USDT Polygon is sent straight to the Polygon PoS address you enter, so check that address twice, Polygon PoS transfers cannot be reversed. ### What happens if my USDC BEP20 to USDT Polygon exchange fails? If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDT Polygon to USDC BEP20](https://ghostswap.io/exchange/usdtpolygon-usdcbsc/) ([Markdown](https://ghostswap.io/exchange/usdtpolygon-usdcbsc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)