# USDC BEP20 to USDT BEP20: USD Coin (BEP20) to Tether (BEP20): no-KYC swap on GhostSwap > Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from BNB Smart Chain to BNB Smart Chain. Most USDC BEP20 to USDT BEP20 swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdcbsc-usdtbsc/ Updated: 2026-10-10 ## At a glance | | | |---|---| | You send | USD Coin (USDC BEP20), BEP-20 token on BNB Smart Chain | | You receive | Tether (USDT BEP20), BEP-20 token on BNB Smart Chain | | Your USDT BEP20 address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in BNB, so keep a little BNB next to your USDC BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | USDT BEP20 payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 5–15 minutes until your USDT BEP20 is sent | | Reference rate | 1 USDC BEP20 ≈ 1.0006 USDT BEP20 · 1 USDT BEP20 ≈ 0.999398 USDC BEP20 (market prices, 10 Oct 2026) | | Limits | Minimum about 31 USDC BEP20. The exact minimum and maximum USDC BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC BEP20 on BscScan | | Reverse swap | [USDT BEP20 to USDC BEP20](https://ghostswap.io/exchange/usdtbsc-usdcbsc/) | ## How much USDT BEP20 you get (quoted 10 Oct 2026, 16:34 UTC, after all fees) | You send | You receive | |---|---| | 100 USDC BEP20 | 98.8810 USDT BEP20 | | 500 USDC BEP20 | 494.8252 USDT BEP20 | | 2500 USDC BEP20 | 2,474.55 USDT BEP20 | ## How to swap USDC BEP20 to USDT BEP20 1. Open https://ghostswap.io/exchange/usdcbsc-usdtbsc/ and enter the amount of USDC BEP20 to send. 2. Paste the USDT BEP20 address that should receive the coins. 3. Enter the USDC BEP20 address you are sending from, then confirm. 4. Send the USDC BEP20 to the one-time deposit address shown. 5. Receive USDT BEP20 in your wallet and follow the status page with your swap ID. ## USDC to USDT on BNB Smart Chain: a same-network stablecoin switch Both coins in this pair are BEP20 dollar stablecoins on BNB Smart Chain: the BSC versions of USDC and USDT. People switch from USDC to USDT on BSC when an app, a payee or a trading venue asks for USDT and they want to stay on the same low-fee network, without visiting an exchange. Nothing leaves BSC, so the USDC deposit is confirmed in under a minute and the USDT can be paid to the same 0x address you send from. The two coins trade close to one dollar each but not always at exactly one to one, so check the amount you will receive in the exchange box before you send. ### Tips - You can receive USDT at the 0x address that already holds your USDC. If it does not appear, add the USDT (BEP20) token to your wallet's token list. - The USDC transfer pays gas in BNB, so the sending wallet needs a little BNB or the transfer cannot go out. - Pick USDT (BNB Smart Chain) as the coin you receive. USDT on Tron or Ethereum is a separate option with its own network. ### Can I swap USDC to USDT on BSC without an account? Yes. No sign-up, email or ID is involved in a standard swap. Paste your BSC address, send the USDC and the USDT is paid to that address. ### Does the USDT stay on BNB Smart Chain? Yes. You send BEP20 USDC and receive BEP20 USDT, both on BNB Smart Chain, so no bridge or network change is involved. ## FAQ ### How long does it take to swap USDC BEP20 to USDT BEP20 on GhostSwap? Most USDC BEP20 to USDT BEP20 swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 USDC BEP20 in USDT BEP20? 1 USDC BEP20 is worth about 1.0006 USDT BEP20 at the market rate, before fees (market prices, 10 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT BEP20 network fee. The minimum for this pair is about 31 USDC BEP20. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting USD Coin (BEP20) to Tether (BEP20)? The GhostSwap fee is already included in the rate in the exchange box, so the USDT BEP20 amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20. ### What wallet should I use to receive USDT BEP20? To receive Tether (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDT BEP20 address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDT BEP20 address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDT BEP20 to an address on another network can lose the coins. ### Can I track my USDC BEP20 to USDT BEP20 swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com). ### Is it safe to exchange USDC BEP20 for USDT BEP20 on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the USDT BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed. ### What happens if my USDC BEP20 to USDT BEP20 exchange fails? If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDT BEP20 to USDC BEP20](https://ghostswap.io/exchange/usdtbsc-usdcbsc/) ([Markdown](https://ghostswap.io/exchange/usdtbsc-usdcbsc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)