# USDC BEP20 to NEAR: USD Coin (BEP20) to NEAR Protocol: no-KYC swap on GhostSwap > Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. It turns a dollar balance into NEAR Protocol in one step. Most USDC BEP20 to NEAR swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdcbsc-nearmainnet/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | USD Coin (USDC BEP20), BEP-20 token on BNB Smart Chain | | You receive | NEAR Protocol (NEAR), NEAR | | Your NEAR address | NEAR address that is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet | | Deposit network fee | Paid in BNB, so keep a little BNB next to your USDC BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | NEAR payout | Sent to your address as soon as the swap completes; NEAR confirms it in a few seconds | | Typical swap time | 5–15 minutes until your NEAR is sent | | Reference rate | 1 USDC BEP20 ≈ 0.181753 NEAR · 1 NEAR ≈ 5.5020 USDC BEP20 (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum USDC BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC BEP20 on BscScan; NEAR on NearBlocks | | Reverse swap | [NEAR to USDC BEP20](https://ghostswap.io/exchange/nearmainnet-usdcbsc/) | ## How to swap USDC BEP20 to NEAR 1. Open https://ghostswap.io/exchange/usdcbsc-nearmainnet/ and enter the amount of USDC BEP20 to send. 2. Paste the NEAR address that should receive the coins. 3. Enter the USDC BEP20 address you are sending from, then confirm. 4. Send the USDC BEP20 to the one-time deposit address shown. 5. Receive NEAR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap USDC BEP20 to NEAR on GhostSwap? Most USDC BEP20 to NEAR swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 USDC BEP20 in NEAR? 1 USDC BEP20 is worth about 0.181753 NEAR at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR network fee. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange USDC BEP20 to NEAR? No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send USDC BEP20 from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting USD Coin (BEP20) to NEAR Protocol? The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20. ### What wallet should I use to receive NEAR? To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the NEAR address? Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. ### Can I track my USDC BEP20 to NEAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming NEAR on NearBlocks (https://nearblocks.io). ### Is it safe to exchange USDC BEP20 for NEAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed. ### Why swap USDC BEP20 to NEAR? Converting USD Coin (BEP20) to NEAR Protocol moves dollar-pegged funds into NEAR Protocol. NEAR Protocol is a token on BNB Smart Chain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDC BEP20 to NEAR exchange fails? If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: NEAR to USDC BEP20](https://ghostswap.io/exchange/nearmainnet-usdcbsc/) ([Markdown](https://ghostswap.io/exchange/nearmainnet-usdcbsc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)