# USDC BEP20 to BTC: USD Coin (BEP20) to Bitcoin: no-KYC swap on GhostSwap > Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It turns a dollar balance into Bitcoin in one step. Most USDC BEP20 to BTC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/usdcbsc-btc/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | USD Coin (USDC BEP20), BEP-20 token on BNB Smart Chain | | You receive | Bitcoin (BTC) | | Your BTC address | Bitcoin address that starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet | | Deposit network fee | Paid in BNB, so keep a little BNB next to your USDC BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | BTC payout | Sent to your address as soon as the swap completes; Bitcoin confirms it in 10–30 minutes (1–3 confirmations) | | Typical swap time | 5–15 minutes until your BTC is sent | | Reference rate | 1 USDC BEP20 ≈ 0.0000122887 BTC · 1 BTC ≈ 81,375.43 USDC BEP20 (market prices, 8 Oct 2026) | | Limits | Minimum about 31 USDC BEP20. The exact minimum and maximum USDC BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC BEP20 on BscScan; BTC on mempool.space | | Reverse swap | [BTC to USDC BEP20](https://ghostswap.io/exchange/btc-usdcbsc/) | ## How much BTC you get (quoted 8 Oct 2026, 18:32 UTC, after all fees) | You send | You receive | |---|---| | 100 USDC BEP20 | 0.001198 BTC | | 500 USDC BEP20 | 0.006042 BTC | | 2500 USDC BEP20 | 0.030271 BTC | ## How to swap USDC BEP20 to BTC 1. Open https://ghostswap.io/exchange/usdcbsc-btc/ and enter the amount of USDC BEP20 to send. 2. Paste the BTC address that should receive the coins. 3. Enter the USDC BEP20 address you are sending from, then confirm. 4. Send the USDC BEP20 to the one-time deposit address shown. 5. Receive BTC in your wallet and follow the status page with your swap ID. ## USDC (BEP20) to Bitcoin: from a BSC stablecoin to native BTC This pair converts USD Coin held on BNB Smart Chain (BEP20) into bitcoin. It suits people who keep dollars on BSC for its low fees but want to move part of them into BTC in their own wallet, for long-term holding or to pay someone in bitcoin, without an exchange account. BSC confirms the USDC deposit in under a minute, and gas for that transfer is paid in BNB. The BTC payout then has to be confirmed on the Bitcoin network, which adds blocks roughly every 10 minutes and accounts for most of the time. ### Tips - Bitcoin payouts need an address starting with bc1, 3 or 1. The 0x address of your BSC wallet cannot receive BTC. - The deposit must be BEP20 USDC on BNB Smart Chain; the Ethereum and Solana versions of USDC are listed separately. Keep a little BNB in the wallet for gas. - Give the 0x address you send from as the refund address, so a refund comes back as USDC on BSC. ### Can I swap USDC BEP20 to BTC without KYC? Yes. A standard swap needs no account, email or ID. Paste your Bitcoin address, send the USDC from your BSC wallet and the BTC is paid to that address. ### Do I receive BTCB on BNB Smart Chain? No. You receive native bitcoin on the Bitcoin network, so you need a Bitcoin address, not your BSC address. ## FAQ ### How long does it take to swap USDC BEP20 to BTC on GhostSwap? Most USDC BEP20 to BTC swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations). Busy networks can add a few minutes. ### How much is 1 USDC BEP20 in BTC? 1 USDC BEP20 is worth about 0.0000122887 BTC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 31 USDC BEP20. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting USD Coin (BEP20) to Bitcoin? The GhostSwap fee is already included in the rate in the exchange box, so the BTC amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20. ### What wallet should I use to receive BTC? To receive Bitcoin from your swap, we recommend using Sparrow, Electrum or a hardware wallet. Make sure your wallet supports the Bitcoin network before starting the exchange. Double-check your BTC address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the BTC address? Use a Bitcoin address: it starts with bc1, 3 or 1. Copy it from your wallet and paste it; never type it by hand. ### Can I track my USDC BEP20 to BTC swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming BTC on mempool.space (https://mempool.space). ### Is it safe to exchange USDC BEP20 for BTC on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the BTC is sent straight to the Bitcoin address you enter, so check that address twice, Bitcoin transfers cannot be reversed. ### Why swap USDC BEP20 to BTC? Converting USD Coin (BEP20) to Bitcoin moves dollar-pegged funds into Bitcoin. Bitcoin is used for peer-to-peer payments and as a long-term store of value. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDC BEP20 to BTC exchange fails? If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: BTC to USDC BEP20](https://ghostswap.io/exchange/btc-usdcbsc/) ([Markdown](https://ghostswap.io/exchange/btc-usdcbsc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)