# USDC to USDT: USD Coin to Tether (ERC20): no-KYC swap on GhostSwap > Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Tether (USDT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Most USDC to USDT swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdc-usdt20/ Updated: 2026-10-12 ## At a glance | | | |---|---| | You send | USD Coin (USDC), ERC-20 token on Ethereum | | You receive | Tether (USDT), ERC-20 token on Ethereum | | Your USDT address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDC | | Deposit confirmation | About 2–5 minutes on Ethereum | | USDT payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 10–25 minutes until your USDT is sent | | Reference rate | 1 USDC ≈ 1.0004 USDT · 1 USDT ≈ 0.999574 USDC (market prices, 12 Oct 2026) | | Limits | Minimum about 31 USDC. The exact minimum and maximum USDC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC on Etherscan | | Reverse swap | [USDT to USDC](https://ghostswap.io/exchange/usdt20-usdc/) | ## How much USDT you get (quoted 12 Oct 2026, 10:53 UTC, after all fees) | You send | You receive | |---|---| | 100 USDC | 98.2962 USDT | | 500 USDC | 494.2958 USDT | | 2500 USDC | 2,474.29 USDT | ## How to swap USDC to USDT 1. Open https://ghostswap.io/exchange/usdc-usdt20/ and enter the amount of USDC to send. 2. Paste the USDT address that should receive the coins. 3. Enter the USDC address you are sending from, then confirm. 4. Send the USDC to the one-time deposit address shown. 5. Receive USDT in your wallet and follow the status page with your swap ID. ## USDC to USDT: swap between stablecoins without an account USDC to USDT swaps one dollar stablecoin for another on Ethereum. People do this because an app, a payment or a market accepts only USDT, or to spread holdings across two issuers. Both coins here are ERC20 tokens, and the USDT is paid to your own address. Both sides are on Ethereum, so the swap usually completes within minutes. The rate is close to 1:1; the exchange box shows exactly how much USDT you receive. ### Tips - You need a little ETH in the sending wallet for gas. - Ethereum addresses start with 0x. The same address works for both USDC and USDT on Ethereum. - Want USDT on Tron for cheaper transfers later? Choose USDT TRC20 as the coin you receive. ### Is USDC to USDT always 1:1? Close to it, but not exactly: both trade around one dollar and the quote includes network fees. Check the live amount in the exchange box. ### Can I swap USDC to USDT without KYC? Yes. No account or ID. Paste your Ethereum address and send the USDC deposit. ## FAQ ### How long does it take to swap USDC to USDT on GhostSwap? Most USDC to USDT swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. ### How much is 1 USDC in USDT? 1 USDC is worth about 1.0004 USDT at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT network fee. The minimum for this pair is about 31 USDC. The Ethereum network fee for sending the USDC is paid separately, in ETH. The rate floats with the market until your USDC deposit confirms. ### Can I send USDC straight to my USDT address? Only as USDC. USDC and USDT both live on Ethereum and use the same kind of address, so USDC sent to your USDT address arrives as USDC, not USDT. To get USDT, send the USDC to the one-time deposit address GhostSwap shows, and the USDT is paid to the Ethereum address you enter. ### What wallet and address do I need to receive USDT? Use an Ethereum address from a wallet you control, such as MetaMask, Rabby or a Ledger. The address starts with 0x followed by 40 hexadecimal characters. Sending USDT to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT is sent straight to the address you enter. ### Which USDC and USDT networks does this USDC to USDT swap use? The USDC you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The USDT you receive is an ERC-20 token on Ethereum, paid to an Ethereum address; moving it later costs Ethereum network fees in ETH. The same swap on other networks: [USDC to USDT TRC20](https://ghostswap.io/exchange/usdc-usdtrx/), [USDC to USDT BEP20](https://ghostswap.io/exchange/usdc-usdtbsc/), [USDC to USDT SOL](https://ghostswap.io/exchange/usdc-usdtsol/), [USDC to USDT Polygon](https://ghostswap.io/exchange/usdc-usdtpolygon/). ### What happens if my USDC to USDT exchange fails? If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: USDT to USDC](https://ghostswap.io/exchange/usdt20-usdc/) ([Markdown](https://ghostswap.io/exchange/usdt20-usdc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)