# USD Coin to Hedera Hashgraph (USDC to HBAR): no-KYC swap on GhostSwap > Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Hedera Hashgraph (HBAR) on Hedera in your own wallet, with no account and no KYC. It turns a dollar balance into Hedera Hashgraph in one step. Most USDC to HBAR swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdc-hbar/ Updated: 2026-10-10 ## At a glance | | | |---|---| | You send | USD Coin (USDC), ERC-20 token on Ethereum | | You receive | Hedera Hashgraph (HBAR), Hedera | | Your HBAR address | Hedera address that is an account ID such as 0.0.12345. Wallets: HashPack | | Memo | Only needed when the HBAR goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDC | | Deposit confirmation | About 2–5 minutes on Ethereum | | HBAR payout | Sent to your address as soon as the swap completes; Hedera confirms it in a few seconds | | Typical swap time | 10–25 minutes until your HBAR is sent | | Reference rate | 1 USDC ≈ 10.7731 HBAR · 1 HBAR ≈ 0.092824 USDC (market prices, 10 Oct 2026) | | Limits | Minimum about 31 USDC. The exact minimum and maximum USDC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC on Etherscan; HBAR on HashScan | | Reverse swap | [HBAR to USDC](https://ghostswap.io/exchange/hbar-usdc/) | ## How much HBAR you get (quoted 10 Oct 2026, 16:49 UTC, after all fees) | You send | You receive | |---|---| | 100 USDC | 1,057.43 HBAR | | 500 USDC | 5,311.06 HBAR | | 2500 USDC | 26,574.23 HBAR | ## How to swap USDC to HBAR 1. Open https://ghostswap.io/exchange/usdc-hbar/ and enter the amount of USDC to send. 2. Paste the HBAR address that should receive the coins (and a Memo only if that address needs one). 3. Enter the USDC address you are sending from, then confirm. 4. Send the USDC to the one-time deposit address shown. 5. Receive HBAR in your wallet and follow the status page with your swap ID. ## Turning Ethereum USDC into HBAR for a Hedera account USDC to HBAR takes USD Coin from Ethereum and pays out HBAR, the coin that pays fees on Hedera and is staked to its network nodes. It suits Ethereum users who want to start on Hedera, for example to fund a new HashPack account so it can pay its own transaction fees. The HBAR is paid to the Hedera account ID you enter, and GhostSwap asks for no account. The USDC deposit is an ERC-20 transfer that needs ETH for gas and about 2 to 5 minutes to confirm. Hedera then finalizes the payout in a few seconds, so most swaps finish in 10 to 25 minutes. If you would rather keep dollars on Hedera, USDC on Hedera is listed as a separate receive coin. ### Tips - Paste the numeric account ID (0.0.12345) from HashPack or another Hedera wallet. A long 0x EVM-style address fails validation for this payout. - Keep a little HBAR in the account after the swap. Every Hedera transaction, including token transfers, pays its fee in HBAR. - Send USDC on Ethereum from your own wallet, keep some ETH for gas, and enter that 0x address as the refund address. ### Can I swap USDC to HBAR without an account? Yes. Standard swaps need no account, email or ID. Paste your Hedera account ID, add a memo only for an exchange account, and send the USDC from Ethereum. ### I want dollars on Hedera, not HBAR. Which coin should I pick? Choose USDC on Hedera as the receive coin; it is listed separately and the swap from Ethereum USDC is open. Your Hedera account has to be associated with the USDC token, or allow automatic token associations, before it can receive it. Native HBAR needs no association. ## FAQ ### How long does it take to swap USDC to HBAR on GhostSwap? Most USDC to HBAR swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the HBAR is sent to your wallet, and Hedera confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 USDC in HBAR? 1 USDC is worth about 10.7731 HBAR at the market rate, before fees (market prices, 10 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the HBAR network fee. The minimum for this pair is about 31 USDC. The rate floats with the market until your USDC deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting USD Coin to Hedera Hashgraph? The GhostSwap fee is already included in the rate in the exchange box, so the HBAR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending USDC. ### What wallet should I use to receive HBAR? To receive Hedera Hashgraph from your swap, we recommend using HashPack. Make sure your wallet supports the Hedera network before starting the exchange. Double-check your HBAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the HBAR address? Use a Hedera address: it is an account ID such as 0.0.12345. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive HBAR? Only if the HBAR goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal HBAR wallet does not need one. ### Can I track my USDC to HBAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC payment on Etherscan (https://etherscan.io) and your incoming HBAR on HashScan (https://hashscan.io). ### Is it safe to exchange USDC for HBAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC deposit is converted and the HBAR is sent straight to the Hedera address you enter, so check that address twice, Hedera transfers cannot be reversed. ### Why swap USDC to HBAR? Converting USD Coin to Hedera Hashgraph moves dollar-pegged funds into Hedera Hashgraph. Hedera Hashgraph is used for fast payments and enterprise apps on Hedera. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my USDC to HBAR exchange fails? If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: HBAR to USDC](https://ghostswap.io/exchange/hbar-usdc/) ([Markdown](https://ghostswap.io/exchange/hbar-usdc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)