# USD Coin to Bitcoin (USDC to BTC) — no-KYC swap on GhostSwap > Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It turns a dollar balance into Bitcoin in one step. Most USDC to BTC swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/usdc-btc/ Updated: 2026-10-04 ## At a glance | | | |---|---| | You send | USD Coin (USDC), ERC-20 token on Ethereum | | You receive | Bitcoin (BTC) | | Your BTC address | Bitcoin address that starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet | | Deposit network fee | Paid in ETH, so keep a little ETH next to your USDC | | Deposit confirmation | About 2–5 minutes on Ethereum | | BTC payout | Sent to your address as soon as the swap completes; Bitcoin confirms it in 10–30 minutes (1–3 confirmations) | | Typical swap time | 10–25 minutes until your BTC is sent | | Reference rate | 1 USDC ≈ 0.0000117883 BTC · 1 BTC ≈ 84,830.00 USDC (market prices, 4 Oct 2026) | | Limits | Minimum about 31 USDC. The exact minimum and maximum USDC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; USDC on Etherscan; BTC on mempool.space | | Reverse swap | [BTC to USDC](https://ghostswap.io/exchange/btc-usdc/) | ## How much BTC you get (quoted 4 Oct 2026, 04:01 UTC, after all fees) | You send | You receive | |---|---| | 100 USDC | 0.001152 BTC | | 500 USDC | 0.005804 BTC | | 2500 USDC | 0.029064 BTC | ## How to swap USDC to BTC 1. Open https://ghostswap.io/exchange/usdc-btc/ and enter the amount of USDC to send. 2. Paste the BTC address that should receive the coins. 3. Enter the USDC address you are sending from, then confirm. 4. Send the USDC to the one-time deposit address shown. 5. Receive BTC in your wallet and follow the status page with your swap ID. ## USDC to Bitcoin: from Circle's ERC-20 dollar to native BTC USDC to BTC is for people holding USD Coin on Ethereum who want bitcoin instead, for example to move part of a stablecoin balance into BTC for the long term or to pay someone who only accepts bitcoin. USDC is a dollar stablecoin issued by Circle; bitcoin has no issuer and runs on its own network. GhostSwap pays native BTC to your Bitcoin address, with no account and no wrapped token. The USDC transfer pays gas in ETH and usually confirms in about 2 to 5 minutes, so the BTC is typically sent 10 to 25 minutes after you pay. Your Bitcoin wallet shows the payout at once as unconfirmed, and the first confirmation comes with the next block, about 10 minutes on average. Bitcoin fees are paid in BTC itself, so moving the payout later needs no second coin, unlike the ETH your USDC needed. ### Tips - Paste a receive address from Sparrow, Electrum or a hardware wallet. Native SegWit (bc1q), Taproot (bc1p), 3 and 1 addresses all work; a fresh one per swap keeps receipts apart. - Send the USDC from MetaMask, Rabby or a Ledger with some ETH left for gas, and enter that 0x address as the refund address. - USDC on Base, Arbitrum or Solana? This pair accepts only USDC on Ethereum, so pick that network's USDC as the coin you send instead of bridging it first. ### Can I swap USDC to Bitcoin without KYC? Yes. Swapping USDC for BTC takes no account, email or ID. Paste your Bitcoin address, review the floating rate shown before you send and transfer the USDC from your own wallet; a refund, if needed, goes back to that 0x address. ### How can I tell I am sending real USDC? Look at the token contract in your wallet or on Etherscan. Circle's USDC on Ethereum is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. Look-alike tokens can copy the name and symbol, but not that contract address. ## FAQ ### How long does it take to swap USDC to BTC on GhostSwap? Most USDC to BTC swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations). ### How much is 1 USDC in BTC? 1 USDC is worth about 0.0000117883 BTC at the market rate, before fees (market prices, 4 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 31 USDC. The Ethereum network fee for sending the USDC is paid separately, in ETH. The rate floats with the market until your USDC deposit confirms. ### Can I send USDC straight to my BTC address? No. USDC moves on Ethereum and BTC on Bitcoin, so USDC can only be sent to an Ethereum address. To swap, send the USDC to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive BTC? Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter. ### Which USDC network does this USDC to BTC swap use? The USDC you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The same swap on other networks: [USDC BEP20 to BTC](https://ghostswap.io/exchange/usdcbsc-btc/), [USDC SOL to BTC](https://ghostswap.io/exchange/usdcsol-btc/). ### What happens if my USDC to BTC exchange fails? If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: BTC to USDC](https://ghostswap.io/exchange/btc-usdc/) ([Markdown](https://ghostswap.io/exchange/btc-usdc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)