# Ripple USD to XRP (RLUSD to XRP) — no-KYC swap on GhostSwap > Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It turns a dollar balance into XRP in one step. Most RLUSD to XRP swaps finish in 10–25 minutes. Swap page: https://ghostswap.io/exchange/rlusd-xrp/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Ripple USD (RLUSD), ERC-20 token on Ethereum | | You receive | XRP (XRP), XRP Ledger | | Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger | | Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in ETH, so keep a little ETH next to your RLUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds | | Typical swap time | 10–25 minutes until your XRP is sent | | Reference rate | 1 RLUSD ≈ 0.649351 XRP · 1 XRP ≈ 1.5400 RLUSD (market prices, 2 Oct 2026) | | Limits | The exact minimum and maximum RLUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; RLUSD on Etherscan; XRP on XRPSCAN | | Reverse swap | [XRP to RLUSD](https://ghostswap.io/exchange/xrp-rlusd/) | ## How to swap RLUSD to XRP 1. Open https://ghostswap.io/exchange/rlusd-xrp/ and enter the amount of RLUSD to send. 2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one). 3. Enter the RLUSD address you are sending from, then confirm. 4. Send the RLUSD to the one-time deposit address shown. 5. Receive XRP in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap RLUSD to XRP on GhostSwap? Most RLUSD to XRP swaps finish in 10–25 minutes. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the XRP is sent to your wallet and XRP Ledger confirms it in a few seconds. Busy networks can add a few minutes. ### Do I need KYC or an account to exchange RLUSD to XRP? No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send RLUSD from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Ripple USD to XRP? The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD. ### What wallet should I use to receive XRP? To receive XRP from your swap, we recommend using Xaman (formerly Xumm), Trust Wallet, or a Ledger hardware wallet. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the XRP address? Use a XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Destination Tag to receive XRP? Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one. ### Can I track my RLUSD to XRP swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io) and your incoming XRP on XRPScan (https://xrpscan.com). ### Is it safe to exchange RLUSD for XRP on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed. ### Why swap RLUSD to XRP? Converting Ripple USD to XRP allows you to move from a stable, dollar-pegged asset into XRP for fast cross-border payments and remittances. Using GhostSwap means you can enter a XRP position privately, without signing up for a centralized exchange or completing KYC verification. ### What happens if my RLUSD to XRP exchange fails? If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XRP to RLUSD](https://ghostswap.io/exchange/xrp-rlusd/) ([Markdown](https://ghostswap.io/exchange/xrp-rlusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)