# Ripple USD to USD Coin (RLUSD to USDC) — no-KYC swap on GhostSwap

> Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Most RLUSD to USDC swaps finish in 10–25 minutes.

Swap page: https://ghostswap.io/exchange/rlusd-usdc/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Ripple USD (RLUSD), ERC-20 token on Ethereum |
| You receive | USD Coin (USDC), ERC-20 token on Ethereum |
| Your USDC address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit network fee | Paid in ETH, so keep a little ETH next to your RLUSD |
| Deposit confirmation | About 2–5 minutes on Ethereum |
| USDC payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 10–25 minutes until your USDC is sent |
| Reference rate | 1 RLUSD ≈ 1.0001 USDC · 1 USDC ≈ 0.999895 RLUSD (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum RLUSD amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; RLUSD on Etherscan |
| Reverse swap | [USDC to RLUSD](https://ghostswap.io/exchange/usdc-rlusd/) |

## How to swap RLUSD to USDC

1. Open https://ghostswap.io/exchange/rlusd-usdc/ and enter the amount of RLUSD to send.
2. Paste the USDC address that should receive the coins.
3. Enter the RLUSD address you are sending from, then confirm.
4. Send the RLUSD to the one-time deposit address shown.
5. Receive USDC in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap RLUSD to USDC on GhostSwap?

Most RLUSD to USDC swaps finish in 10–25 minutes. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the USDC is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange RLUSD to USDC?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send RLUSD from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Ripple USD to USD Coin?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

### What wallet should I use to receive USDC?

To receive USD Coin from your swap, we recommend using MetaMask, Trust Wallet, or Coinbase Wallet. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the USDC address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.

### Can I track my RLUSD to USDC swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io).

### Is it safe to exchange RLUSD for USDC on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### What happens if my RLUSD to USDC exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: USDC to RLUSD](https://ghostswap.io/exchange/usdc-rlusd/) ([Markdown](https://ghostswap.io/exchange/usdc-rlusd.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)