# Ripple USD to PayPal USD (RLUSD to PYUSD) — no-KYC swap on GhostSwap

> Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Most RLUSD to PYUSD swaps finish in 10–25 minutes.

Swap page: https://ghostswap.io/exchange/rlusd-pyusd/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Ripple USD (RLUSD), ERC-20 token on Ethereum |
| You receive | PayPal USD (PYUSD), ERC-20 token on Ethereum |
| Your PYUSD address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit network fee | Paid in ETH, so keep a little ETH next to your RLUSD |
| Deposit confirmation | About 2–5 minutes on Ethereum |
| PYUSD payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 10–25 minutes until your PYUSD is sent |
| Reference rate | 1 RLUSD ≈ 1.0000 PYUSD · 1 PYUSD ≈ 1.0000 RLUSD (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum RLUSD amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; RLUSD on Etherscan |
| Reverse swap | [PYUSD to RLUSD](https://ghostswap.io/exchange/pyusd-rlusd/) |

## How to swap RLUSD to PYUSD

1. Open https://ghostswap.io/exchange/rlusd-pyusd/ and enter the amount of RLUSD to send.
2. Paste the PYUSD address that should receive the coins.
3. Enter the RLUSD address you are sending from, then confirm.
4. Send the RLUSD to the one-time deposit address shown.
5. Receive PYUSD in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap RLUSD to PYUSD on GhostSwap?

Most RLUSD to PYUSD swaps finish in 10–25 minutes. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the PYUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange RLUSD to PYUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send RLUSD from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Ripple USD to PayPal USD?

The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

### What wallet should I use to receive PYUSD?

To receive PayPal USD from your swap, we recommend using MetaMask, Rabby, or a hardware wallet like Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the PYUSD address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.

### Can I track my RLUSD to PYUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io).

### Is it safe to exchange RLUSD for PYUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### What happens if my RLUSD to PYUSD exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: PYUSD to RLUSD](https://ghostswap.io/exchange/pyusd-rlusd/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)