# Raydium to XRP (RAY to XRP): no-KYC swap on GhostSwap > Send Raydium (RAY, an SPL token on Solana) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Solana to XRP Ledger, with no bridge and no wrapped tokens. Most RAY to XRP swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/ray-xrp/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Raydium (RAY), SPL token on Solana | | You receive | XRP (XRP), XRP Ledger | | Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger | | Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in SOL, so keep a little SOL next to your RAY | | Deposit confirmation | Under a minute on Solana | | XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds | | Typical swap time | 5–15 minutes until your XRP is sent | | Reference rate | 1 RAY ≈ 1.7589 XRP · 1 XRP ≈ 0.568548 RAY (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum RAY amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; RAY on Solscan; XRP on XRPSCAN | | Reverse swap | [XRP to RAY](https://ghostswap.io/exchange/xrp-ray/) | ## How to swap RAY to XRP 1. Open https://ghostswap.io/exchange/ray-xrp/ and enter the amount of RAY to send. 2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one). 3. Enter the RAY address you are sending from, then confirm. 4. Send the RAY to the one-time deposit address shown. 5. Receive XRP in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap RAY to XRP on GhostSwap? Most RAY to XRP swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 RAY in XRP? 1 RAY is worth about 1.7589 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange RAY to XRP? No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send RAY from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Raydium to XRP? The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY. ### What wallet should I use to receive XRP? To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the XRP address? Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Destination Tag to receive XRP? Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one. ### Can I track my RAY to XRP swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming XRP on XRPSCAN (https://xrpscan.com). ### Is it safe to exchange RAY for XRP on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed. ### How does a cross-chain RAY to XRP swap work? Raydium lives on Solana and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your RAY on Solana and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees. ### What happens if my RAY to XRP exchange fails? If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XRP to RAY](https://ghostswap.io/exchange/xrp-ray/) ([Markdown](https://ghostswap.io/exchange/xrp-ray.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)