# Raydium to Stellar (RAY to XLM): no-KYC swap on GhostSwap > Send Raydium (RAY, an SPL token on Solana) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Solana to Stellar, with no bridge and no wrapped tokens. Most RAY to XLM swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/ray-xlm/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Raydium (RAY), SPL token on Solana | | You receive | Stellar (XLM) | | Your XLM address | Stellar address that starts with G and is 56 characters long. Wallets: Lobstr or Freighter | | Memo | Only needed when the XLM goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in SOL, so keep a little SOL next to your RAY | | Deposit confirmation | Under a minute on Solana | | XLM payout | Sent to your address as soon as the swap completes; Stellar confirms it in a few seconds | | Typical swap time | 5–15 minutes until your XLM is sent | | Reference rate | 1 RAY ≈ 12.4455 XLM · 1 XLM ≈ 0.080350 RAY (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum RAY amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; RAY on Solscan; XLM on StellarExpert | | Reverse swap | [XLM to RAY](https://ghostswap.io/exchange/xlm-ray/) | ## How to swap RAY to XLM 1. Open https://ghostswap.io/exchange/ray-xlm/ and enter the amount of RAY to send. 2. Paste the XLM address that should receive the coins (and a Memo only if that address needs one). 3. Enter the RAY address you are sending from, then confirm. 4. Send the RAY to the one-time deposit address shown. 5. Receive XLM in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap RAY to XLM on GhostSwap? Most RAY to XLM swaps are paid out within 5–15 minutes: the RAY deposit needs under a minute to confirm on Solana, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 RAY in XLM? 1 RAY is worth about 12.4455 XLM at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XLM network fee. The rate floats with the market until your RAY deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange RAY to XLM? No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send RAY from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Raydium to Stellar? The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending RAY. ### What wallet should I use to receive XLM? To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the XLM address? Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive XLM? Only if the XLM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal XLM wallet does not need one. ### Can I track my RAY to XLM swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RAY payment on Solscan (https://solscan.io) and your incoming XLM on StellarExpert (https://stellar.expert). ### Is it safe to exchange RAY for XLM on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your RAY deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice, Stellar transfers cannot be reversed. ### How does a cross-chain RAY to XLM swap work? Raydium lives on Solana and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your RAY on Solana and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees. ### What happens if my RAY to XLM exchange fails? If a swap cannot be completed, the RAY is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XLM to RAY](https://ghostswap.io/exchange/xlm-ray/) ([Markdown](https://ghostswap.io/exchange/xlm-ray.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)