# PYUSD to USDT Polygon: PayPal USD to Tether (Polygon): no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Tether (USDT Polygon, a token on Polygon PoS) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Polygon PoS. Most PYUSD to USDT Polygon swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-usdtpolygon/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | Tether (USDT Polygon), token on Polygon PoS | | Your USDT Polygon address | Polygon PoS address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask or Rabby | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | USDT Polygon payout | Sent to your address as soon as the swap completes; Polygon PoS confirms it in about a minute | | Typical swap time | 10–25 minutes until your USDT Polygon is sent | | Reference rate | 1 PYUSD ≈ 0.999801 USDT Polygon · 1 USDT Polygon ≈ 1.0002 PYUSD (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; USDT Polygon on PolygonScan | | Reverse swap | [USDT Polygon to PYUSD](https://ghostswap.io/exchange/usdtpolygon-pyusd/) | ## How to swap PYUSD to USDT Polygon 1. Open https://ghostswap.io/exchange/pyusd-usdtpolygon/ and enter the amount of PYUSD to send. 2. Paste the USDT Polygon address that should receive the coins. 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive USDT Polygon in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap PYUSD to USDT Polygon on GhostSwap? Most PYUSD to USDT Polygon swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT Polygon is sent to your wallet, and Polygon PoS confirms the payout in about a minute. Busy networks can add a few minutes. ### How much is 1 PYUSD in USDT Polygon? 1 PYUSD is worth about 0.999801 USDT Polygon at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT Polygon network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange PYUSD to USDT Polygon? No. GhostSwap has no accounts: you paste the Polygon PoS address that should receive the USDT Polygon, send PYUSD from your own wallet, and the USDT Polygon goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting PayPal USD to Tether (Polygon)? The GhostSwap fee is already included in the rate in the exchange box, so the USDT Polygon amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD. ### What wallet should I use to receive USDT Polygon? To receive Tether (Polygon) from your swap, we recommend using MetaMask or Rabby. Make sure your wallet supports the Polygon PoS network before starting the exchange. Double-check your USDT Polygon address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDT Polygon address? Use a Polygon PoS address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDT Polygon to an address on another network can lose the coins. ### Can I track my PYUSD to USDT Polygon swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming USDT Polygon on PolygonScan (https://polygonscan.com). ### Is it safe to exchange PYUSD for USDT Polygon on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the USDT Polygon is sent straight to the Polygon PoS address you enter, so check that address twice, Polygon PoS transfers cannot be reversed. ### What happens if my PYUSD to USDT Polygon exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDT Polygon to PYUSD](https://ghostswap.io/exchange/usdtpolygon-pyusd/) ([Markdown](https://ghostswap.io/exchange/usdtpolygon-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)