# PYUSD to USDT BEP20: PayPal USD to Tether (BEP20): no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain. Most PYUSD to USDT BEP20 swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-usdtbsc/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | Tether (USDT BEP20), BEP-20 token on BNB Smart Chain | | Your USDT BEP20 address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | USDT BEP20 payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 10–25 minutes until your USDT BEP20 is sent | | Reference rate | 1 PYUSD ≈ 0.999774 USDT BEP20 · 1 USDT BEP20 ≈ 1.0002 PYUSD (market prices, 8 Oct 2026) | | Limits | Minimum about 31 PYUSD. The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; USDT BEP20 on BscScan | | Reverse swap | [USDT BEP20 to PYUSD](https://ghostswap.io/exchange/usdtbsc-pyusd/) | ## How much USDT BEP20 you get (quoted 8 Oct 2026, 07:40 UTC, after all fees) | You send | You receive | |---|---| | 100 PYUSD | 98.4291 USDT BEP20 | | 500 PYUSD | 493.9936 USDT BEP20 | | 2500 PYUSD | 2,471.82 USDT BEP20 | ## How to swap PYUSD to USDT BEP20 1. Open https://ghostswap.io/exchange/pyusd-usdtbsc/ and enter the amount of PYUSD to send. 2. Paste the USDT BEP20 address that should receive the coins. 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive USDT BEP20 in your wallet and follow the status page with your swap ID. ## From PayPal USD on Ethereum to USDT on BNB Smart Chain PYUSD is a US dollar stablecoin issued by Paxos for PayPal, and this pair takes the ERC-20 version on Ethereum. The swap pays USDT on BNB Smart Chain (BEP-20). That helps when a wallet, app or person on BNB Smart Chain accepts only USDT, or when you want cheaper transfers afterwards. The USDT goes to your own 0x address, with no account. The PYUSD deposit needs ETH for gas and about 2 to 5 minutes to confirm on Ethereum. BNB Smart Chain then confirms the payout in under a minute, and most swaps finish in 10 to 25 minutes. Both coins track the dollar but come from different issuers on different chains, so check the USDT amount in the exchange box before you send. ### Tips - BNB Smart Chain uses the same 0x format as Ethereum. Paste an address from Trust Wallet, MetaMask or Rabby, switch the wallet to BNB Smart Chain to see the USDT, and keep a little BNB there to move it later. - If your PYUSD sits in a PayPal or Venmo balance, transfer it to your own Ethereum wallet first and send the deposit from there, so the refund address is one you control. - Choose PYUSD (Ethereum) as the coin you send. PYUSD on Solana is a separate coin in the list and cannot be sent to this deposit address. ### Can I swap PYUSD to USDT BEP20 without KYC? Yes. A standard swap needs no account, email or ID. Paste your BNB Smart Chain address, add your Ethereum refund address, check the floating rate and send the PYUSD. ### Can I receive USDT on Ethereum or Tron instead? Yes. Pick USDT ERC20 or USDT TRC20 as the receive coin; both pairs are open. A Tron payout needs an address starting with T instead of 0x. ## FAQ ### How long does it take to swap PYUSD to USDT BEP20 on GhostSwap? Most PYUSD to USDT BEP20 swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. ### How much is 1 PYUSD in USDT BEP20? 1 PYUSD is worth about 0.999774 USDT BEP20 at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT BEP20 network fee. The minimum for this pair is about 31 PYUSD. The Ethereum network fee for sending the PYUSD is paid separately, in ETH. The rate floats with the market until your PYUSD deposit confirms. ### Can I send PYUSD straight to my USDT BEP20 address? No. BNB Smart Chain addresses look the same as Ethereum addresses, but PYUSD sent to one stays on Ethereum: it lands at that address on Ethereum and never becomes USDT BEP20 on BNB Smart Chain. To swap, send the PYUSD to the one-time deposit address GhostSwap shows, and the USDT BEP20 is paid to the BNB Smart Chain address you enter. ### What wallet and address do I need to receive USDT BEP20? Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Sending USDT BEP20 to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT BEP20 is sent straight to the address you enter. ### What happens if my PYUSD to USDT BEP20 exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: USDT BEP20 to PYUSD](https://ghostswap.io/exchange/usdtbsc-pyusd/) ([Markdown](https://ghostswap.io/exchange/usdtbsc-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)