# PayPal USD to NEAR Protocol (PYUSD to NEAR): no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. It turns a dollar balance into NEAR Protocol in one step. Most PYUSD to NEAR swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-nearmainnet/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | NEAR Protocol (NEAR), NEAR | | Your NEAR address | NEAR address that is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | NEAR payout | Sent to your address as soon as the swap completes; NEAR confirms it in a few seconds | | Typical swap time | 10–25 minutes until your NEAR is sent | | Reference rate | 1 PYUSD ≈ 0.169184 NEAR · 1 NEAR ≈ 5.9107 PYUSD (market prices, 12 Oct 2026) | | Limits | The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; NEAR on NearBlocks | | Reverse swap | [NEAR to PYUSD](https://ghostswap.io/exchange/nearmainnet-pyusd/) | ## How to swap PYUSD to NEAR 1. Open https://ghostswap.io/exchange/pyusd-nearmainnet/ and enter the amount of PYUSD to send. 2. Paste the NEAR address that should receive the coins. 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive NEAR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap PYUSD to NEAR on GhostSwap? Most PYUSD to NEAR swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 PYUSD in NEAR? 1 PYUSD is worth about 0.169184 NEAR at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange PYUSD to NEAR? No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send PYUSD from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting PayPal USD to NEAR Protocol? The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD. ### What wallet should I use to receive NEAR? To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the NEAR address? Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. ### Can I track my PYUSD to NEAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming NEAR on NearBlocks (https://nearblocks.io). ### Is it safe to exchange PYUSD for NEAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed. ### Why swap PYUSD to NEAR? Converting PayPal USD to NEAR Protocol moves dollar-pegged funds into NEAR Protocol. NEAR Protocol is a token on BNB Smart Chain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my PYUSD to NEAR exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: NEAR to PYUSD](https://ghostswap.io/exchange/nearmainnet-pyusd/) ([Markdown](https://ghostswap.io/exchange/nearmainnet-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)