# PayPal USD to Hedera Hashgraph (PYUSD to HBAR): no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Hedera Hashgraph (HBAR) on Hedera in your own wallet, with no account and no KYC. It turns a dollar balance into Hedera Hashgraph in one step. Most PYUSD to HBAR swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-hbar/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | Hedera Hashgraph (HBAR), Hedera | | Your HBAR address | Hedera address that is an account ID such as 0.0.12345. Wallets: HashPack | | Memo | Only needed when the HBAR goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | HBAR payout | Sent to your address as soon as the swap completes; Hedera confirms it in a few seconds | | Typical swap time | 10–25 minutes until your HBAR is sent | | Reference rate | 1 PYUSD ≈ 10.8896 HBAR · 1 HBAR ≈ 0.091831 PYUSD (market prices, 9 Oct 2026) | | Limits | The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; HBAR on HashScan | | Reverse swap | [HBAR to PYUSD](https://ghostswap.io/exchange/hbar-pyusd/) | ## How to swap PYUSD to HBAR 1. Open https://ghostswap.io/exchange/pyusd-hbar/ and enter the amount of PYUSD to send. 2. Paste the HBAR address that should receive the coins (and a Memo only if that address needs one). 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive HBAR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap PYUSD to HBAR on GhostSwap? Most PYUSD to HBAR swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the HBAR is sent to your wallet, and Hedera confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 PYUSD in HBAR? 1 PYUSD is worth about 10.8896 HBAR at the market rate, before fees (market prices, 9 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the HBAR network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange PYUSD to HBAR? No. GhostSwap has no accounts: you paste the Hedera address that should receive the HBAR, send PYUSD from your own wallet, and the HBAR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting PayPal USD to Hedera Hashgraph? The GhostSwap fee is already included in the rate in the exchange box, so the HBAR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD. ### What wallet should I use to receive HBAR? To receive Hedera Hashgraph from your swap, we recommend using HashPack. Make sure your wallet supports the Hedera network before starting the exchange. Double-check your HBAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the HBAR address? Use a Hedera address: it is an account ID such as 0.0.12345. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive HBAR? Only if the HBAR goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal HBAR wallet does not need one. ### Can I track my PYUSD to HBAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming HBAR on HashScan (https://hashscan.io). ### Is it safe to exchange PYUSD for HBAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the HBAR is sent straight to the Hedera address you enter, so check that address twice, Hedera transfers cannot be reversed. ### Why swap PYUSD to HBAR? Converting PayPal USD to Hedera Hashgraph moves dollar-pegged funds into Hedera Hashgraph. Hedera Hashgraph is used for fast payments and enterprise apps on Hedera. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my PYUSD to HBAR exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: HBAR to PYUSD](https://ghostswap.io/exchange/hbar-pyusd/) ([Markdown](https://ghostswap.io/exchange/hbar-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)