# PayPal USD to First Digital USD (PYUSD to FDUSD) — no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to BNB Smart Chain. Most PYUSD to FDUSD swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-fdusd/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | First Digital USD (FDUSD), BEP-20 token on BNB Smart Chain | | Your FDUSD address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | FDUSD payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 10–25 minutes until your FDUSD is sent | | Reference rate | 1 PYUSD ≈ 1.0013 FDUSD · 1 FDUSD ≈ 0.998682 PYUSD (market prices, 2 Oct 2026) | | Limits | The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; FDUSD on BscScan | | Reverse swap | [FDUSD to PYUSD](https://ghostswap.io/exchange/fdusd-pyusd/) | ## How to swap PYUSD to FDUSD 1. Open https://ghostswap.io/exchange/pyusd-fdusd/ and enter the amount of PYUSD to send. 2. Paste the FDUSD address that should receive the coins. 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive FDUSD in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap PYUSD to FDUSD on GhostSwap? Most PYUSD to FDUSD swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 PYUSD in FDUSD? 1 PYUSD is worth about 1.0013 FDUSD at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The rate floats with the market until your PYUSD deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange PYUSD to FDUSD? No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send PYUSD from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting PayPal USD to First Digital USD? The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending PYUSD. ### What wallet should I use to receive FDUSD? To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the FDUSD address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins. ### Can I track my PYUSD to FDUSD swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your PYUSD payment on Etherscan (https://etherscan.io) and your incoming FDUSD on BscScan (https://bscscan.com). ### Is it safe to exchange PYUSD for FDUSD on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your PYUSD deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice — BNB Smart Chain transfers cannot be reversed. ### What happens if my PYUSD to FDUSD exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: FDUSD to PYUSD](https://ghostswap.io/exchange/fdusd-pyusd/) ([Markdown](https://ghostswap.io/exchange/fdusd-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)