# PayPal USD to Bitcoin (PYUSD to BTC): no-KYC swap on GhostSwap > Send PayPal USD (PYUSD, an ERC-20 token on Ethereum) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It turns a dollar balance into Bitcoin in one step. Most PYUSD to BTC swaps are paid out within 10–25 minutes. Swap page: https://ghostswap.io/exchange/pyusd-btc/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | PayPal USD (PYUSD), ERC-20 token on Ethereum | | You receive | Bitcoin (BTC) | | Your BTC address | Bitcoin address that starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet | | Deposit network fee | Paid in ETH, so keep a little ETH next to your PYUSD | | Deposit confirmation | About 2–5 minutes on Ethereum | | BTC payout | Sent to your address as soon as the swap completes; Bitcoin confirms it in 10–30 minutes (1–3 confirmations) | | Typical swap time | 10–25 minutes until your BTC is sent | | Reference rate | 1 PYUSD ≈ 0.0000120646 BTC · 1 BTC ≈ 82,887.24 PYUSD (market prices, 8 Oct 2026) | | Limits | Minimum about 31 PYUSD. The exact minimum and maximum PYUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; PYUSD on Etherscan; BTC on mempool.space | | Reverse swap | [BTC to PYUSD](https://ghostswap.io/exchange/btc-pyusd/) | ## How much BTC you get (quoted 8 Oct 2026, 08:48 UTC, after all fees) | You send | You receive | |---|---| | 100 PYUSD | 0.001180 BTC | | 500 PYUSD | 0.005942 BTC | | 2500 PYUSD | 0.029754 BTC | ## How to swap PYUSD to BTC 1. Open https://ghostswap.io/exchange/pyusd-btc/ and enter the amount of PYUSD to send. 2. Paste the BTC address that should receive the coins. 3. Enter the PYUSD address you are sending from, then confirm. 4. Send the PYUSD to the one-time deposit address shown. 5. Receive BTC in your wallet and follow the status page with your swap ID. ## Turning PayPal USD into Bitcoin you hold yourself This pair turns PayPal USD (PYUSD) on Ethereum into native Bitcoin in your own wallet. It suits people who hold PYUSD from PayPal or Venmo and want BTC on a hardware wallet or in an app such as Sparrow, without opening an exchange account. Ethereum confirms the PYUSD deposit within a few minutes. The longer part is on Bitcoin: the payout confirms in blocks that arrive about every 10 minutes. Plan for more time than on a swap between two fast chains. ### Tips - Your BTC address will start with bc1, 3 or 1. A 0x address cannot receive Bitcoin. - Gas for the PYUSD transfer is paid in ETH, so leave a little ETH next to the PYUSD. - Enter the Ethereum address you send PYUSD from as the refund address, not a PayPal deposit address. ### Can I buy Bitcoin with PYUSD without an account? Yes. There is no sign-up and no ID. Paste your Bitcoin address, add your Ethereum address for refunds and send the PYUSD. ### Can I send PYUSD on Solana to this pair? No. This pair takes ERC-20 PYUSD on Ethereum. PYUSD on Solana is listed separately in the exchange box and has its own route to BTC. ## FAQ ### How long does it take to swap PYUSD to BTC on GhostSwap? Most PYUSD to BTC swaps are paid out within 10–25 minutes: the PYUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations). ### How much is 1 PYUSD in BTC? 1 PYUSD is worth about 0.0000120646 BTC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 31 PYUSD. The Ethereum network fee for sending the PYUSD is paid separately, in ETH. The rate floats with the market until your PYUSD deposit confirms. ### Can I send PYUSD straight to my BTC address? No. PYUSD moves on Ethereum and BTC on Bitcoin, so PYUSD can only be sent to an Ethereum address. To swap, send the PYUSD to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive BTC? Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter. ### What happens if my PYUSD to BTC exchange fails? If a swap cannot be completed, the PYUSD is refunded to the Ethereum address you entered as the sender address. ## Related - [Reverse: BTC to PYUSD](https://ghostswap.io/exchange/btc-pyusd/) ([Markdown](https://ghostswap.io/exchange/btc-pyusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)