# Polygon to Monero (POL to XMR): no-KYC swap on GhostSwap

> Send Polygon (POL) on Polygon PoS and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your POL history. Most POL to XMR swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/pol-xmr/
Updated: 2026-10-08

## At a glance

| | |
|---|---|
| You send | Polygon (POL), Polygon PoS |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in POL by your wallet |
| Deposit confirmation | About a minute on Polygon PoS |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 POL ≈ 0.000181 XMR · 1 XMR ≈ 5,513.10 POL (market prices, 8 Oct 2026) |
| Limits | Minimum about 300 POL. The exact minimum and maximum POL amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; POL on PolygonScan |
| Reverse swap | [XMR to POL](https://ghostswap.io/exchange/xmr-pol/) |

## How much XMR you get (quoted 8 Oct 2026, 06:39 UTC, after all fees)

| You send | You receive |
|---|---|
| 1000 POL | 0.177765 XMR |
| 5000 POL | 0.891469 XMR |

## How to swap POL to XMR

1. Open https://ghostswap.io/exchange/pol-xmr/ and enter the amount of POL to send.
2. Paste the XMR address that should receive the coins.
3. Enter the POL address you are sending from, then confirm.
4. Send the POL to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## Polygon (POL) to Monero: what to know before you swap

POL to XMR swaps Polygon's native coin into Monero. POL transfers on Polygon PoS are cheap and confirm in about a minute, while Monero hides the sender, receiver and amount of every payment by default.

Send POL on the Polygon PoS network. MATIC was renamed POL; if your wallet still shows MATIC on Polygon, check that it has been migrated before you send.

### Tips

- Polygon addresses start with 0x. Send native POL on Polygon PoS, not POL on Ethereum.
- Monero addresses are 95 characters long and start with 4 (standard) or 8 (subaddress). Paste the address; never type it by hand.
- Received XMR becomes spendable after 10 Monero confirmations, about 20 minutes.

### Can I swap POL to XMR without KYC?

Yes. There is no account, email or ID upload. Enter your Monero address and send the POL deposit.

### Is MATIC the same as POL?

POL replaced MATIC as Polygon's native coin. GhostSwap uses POL on Polygon PoS; old MATIC links redirect to the POL pairs.

## FAQ

### How long does it take to swap POL to XMR on GhostSwap?

Most POL to XMR swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much XMR do I get for 5,000 POL?

At 8 Oct 2026, 06:39 UTC, 5,000 POL swapped to about 0.891469 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### What are the fees for converting Polygon to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Polygon PoS network fee for your deposit is paid in POL by your wallet.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my POL to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your POL payment on PolygonScan (https://polygonscan.com).

### Is it safe to exchange POL for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your POL deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.

### Can my POL to XMR swap be traced?

Your POL transaction to GhostSwap is visible on the Polygon PoS blockchain since Polygon is transparent: transfers are public on PolygonScan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping POL to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

### How does a cross-chain POL to XMR swap work?

Polygon lives on Polygon PoS and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your POL on Polygon PoS and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.

### What happens if my POL to XMR exchange fails?

If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to POL](https://ghostswap.io/exchange/xmr-pol/) ([Markdown](https://ghostswap.io/exchange/xmr-pol.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)