# POL to USDT: Polygon to Tether (ERC20): no-KYC swap on GhostSwap > Send Polygon (POL) on Polygon PoS and receive Tether (USDT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDT locks in a dollar value without selling on a centralized exchange. Most POL to USDT swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/pol-usdt20/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | Polygon (POL), Polygon PoS | | You receive | Tether (USDT), ERC-20 token on Ethereum | | Your USDT address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in POL by your wallet | | Deposit confirmation | About a minute on Polygon PoS | | USDT payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 5–15 minutes until your USDT is sent | | Reference rate | 1 POL ≈ 0.097914 USDT · 1 USDT ≈ 10.2131 POL (market prices, 8 Oct 2026) | | Limits | Minimum about 310 POL. The exact minimum and maximum POL amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; POL on PolygonScan; USDT on Etherscan | | Reverse swap | [USDT to POL](https://ghostswap.io/exchange/usdt20-pol/) | ## How much USDT you get (quoted 8 Oct 2026, 19:54 UTC, after all fees) | You send | You receive | |---|---| | 1000 POL | 96.4610 USDT | | 5000 POL | 483.4415 USDT | | 25000 POL | 2,417.52 USDT | ## How to swap POL to USDT 1. Open https://ghostswap.io/exchange/pol-usdt20/ and enter the amount of POL to send. 2. Paste the USDT address that should receive the coins. 3. Enter the POL address you are sending from, then confirm. 4. Send the POL to the one-time deposit address shown. 5. Receive USDT in your wallet and follow the status page with your swap ID. ## Polygon (POL) to USDT (ERC20): what to know before you swap POL to USDT swaps Polygon's native coin (formerly MATIC) on the Polygon network into Tether on Ethereum. The USDT is paid to your own address, with no account and no bridge. Polygon blocks arrive every couple of seconds; the USDT payout then confirms on Ethereum within a minute or two. ### Tips - Ethereum addresses start with 0x. The same 0x address works on Polygon and Ethereum. - Send POL on the Polygon network. POL as a token on Ethereum is a separate coin in the exchange box. - Want USDT on Polygon instead? Pick USDT (Polygon) as the coin you receive. ### Is POL the same as MATIC? Yes. Polygon renamed MATIC to POL; pages for old MATIC pairs redirect to the POL pairs. ### Can I swap POL to USDT without KYC? Yes. No account or ID. Paste your address and send the POL. ## FAQ ### How long does it take to swap POL to USDT on GhostSwap? Most POL to USDT swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the USDT is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 POL in USDT? 1 POL is worth about 0.097914 USDT at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT network fee. The minimum for this pair is about 310 POL. The rate floats with the market until your POL deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Polygon to Tether (ERC20)? The GhostSwap fee is already included in the rate in the exchange box, so the USDT amount you see is what you receive. On top of that, the Polygon PoS network fee for your deposit is paid in POL by your wallet. ### What wallet should I use to receive USDT? To receive Tether (ERC20) from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDT address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDT address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDT to an address on another network can lose the coins. ### Can I track my POL to USDT swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your POL payment on PolygonScan (https://polygonscan.com) and your incoming USDT on Etherscan (https://etherscan.io). ### Is it safe to exchange POL for USDT on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your POL deposit is converted and the USDT is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed. ### Why swap POL to USDT? Converting Polygon to Tether (ERC20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my POL to USDT exchange fails? If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDT to POL](https://ghostswap.io/exchange/usdt20-pol/) ([Markdown](https://ghostswap.io/exchange/usdt20-pol.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)