# Polygon to PayPal USD (POL to PYUSD): no-KYC swap on GhostSwap

> Send Polygon (POL) on Polygon PoS and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. Most POL to PYUSD swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/pol-pyusd/
Updated: 2026-10-09

## At a glance

| | |
|---|---|
| You send | Polygon (POL), Polygon PoS |
| You receive | PayPal USD (PYUSD), ERC-20 token on Ethereum |
| Your PYUSD address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit network fee | Paid in POL by your wallet |
| Deposit confirmation | About a minute on Polygon PoS |
| PYUSD payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 5–15 minutes until your PYUSD is sent |
| Reference rate | 1 POL ≈ 0.098190 PYUSD · 1 PYUSD ≈ 10.1843 POL (market prices, 9 Oct 2026) |
| Limits | Minimum about 310 POL. The exact minimum and maximum POL amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; POL on PolygonScan; PYUSD on Etherscan |
| Reverse swap | [PYUSD to POL](https://ghostswap.io/exchange/pyusd-pol/) |

## How much PYUSD you get (quoted 9 Oct 2026, 00:03 UTC, after all fees)

| You send | You receive |
|---|---|
| 1000 POL | 96.8544 PYUSD |
| 5000 POL | 485.3988 PYUSD |
| 25000 POL | 2,428.10 PYUSD |

## How to swap POL to PYUSD

1. Open https://ghostswap.io/exchange/pol-pyusd/ and enter the amount of POL to send.
2. Paste the PYUSD address that should receive the coins.
3. Enter the POL address you are sending from, then confirm.
4. Send the POL to the one-time deposit address shown.
5. Receive PYUSD in your wallet and follow the status page with your swap ID.

## POL to PayPal USD: from Polygon PoS to a dollar token on Ethereum

POL is the native coin of Polygon PoS, used for gas fees and staking; it took over from MATIC in 2024. PYUSD is PayPal's US dollar stablecoin, issued by Paxos. This pair swaps POL into PYUSD as an ERC-20 token on Ethereum mainnet. It suits Polygon users who want a dollar balance in a wallet they control, with no account.

Polygon PoS usually confirms the POL deposit in about a minute, so most swaps finish in 5 to 15 minutes, including the Ethereum confirmation of the PYUSD. Polygon and Ethereum use the same 0x address format, and one wallet usually shows the same address on both. The PYUSD shows up only when that wallet is set to Ethereum mainnet, not Polygon.

### Tips

- Paste an Ethereum address (0x plus 40 hexadecimal characters) for the PYUSD. PayPal USD on Solana is a separate coin in the exchange box and needs a Solana address.
- Send native POL on Polygon PoS and keep a little back for the fee. Some older wallets still label it MATIC, but it is the same native coin. POL held as an ERC-20 token on Ethereum is a separate listing and is not credited at this deposit address.
- Enter your Polygon sending address as the refund address. Keep some ETH on the Ethereum side too, because moving PYUSD later costs ETH gas.

### Can I swap POL to PYUSD without KYC or an account?

Yes. A standard swap needs no account, email or ID. Paste your Ethereum address, check the floating rate and send the POL from your Polygon wallet.

### Can I receive PYUSD on Polygon instead of Ethereum?

Not on GhostSwap. PYUSD now circulates on several networks, Polygon among them, but the exchange box lists only the Ethereum and Solana versions. This pair pays the Ethereum version to your 0x address.

## FAQ

### How long does it take to swap POL to PYUSD on GhostSwap?

Most POL to PYUSD swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes.

### How much is 1 POL in PYUSD?

1 POL is worth about 0.098190 PYUSD at the market rate, before fees (market prices, 9 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The minimum for this pair is about 310 POL. The Polygon PoS network fee for sending the POL is paid separately, in POL. The rate floats with the market until your POL deposit confirms.

### Can I send POL straight to my PYUSD address?

No. Ethereum addresses look the same as Polygon PoS addresses, but POL sent to one stays on Polygon PoS: it lands at that address on Polygon PoS and never becomes PYUSD on Ethereum. To swap, send the POL to the one-time deposit address GhostSwap shows, and the PYUSD is paid to the Ethereum address you enter.

### What wallet and address do I need to receive PYUSD?

Use an Ethereum address from a wallet you control, such as MetaMask, Rabby or a Ledger. The address starts with 0x followed by 40 hexadecimal characters. Sending PYUSD to an address on another network can lose the coins. GhostSwap never holds your funds: the PYUSD is sent straight to the address you enter.

### What happens if my POL to PYUSD exchange fails?

If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address.

## Related

- [Reverse: PYUSD to POL](https://ghostswap.io/exchange/pyusd-pol/) ([Markdown](https://ghostswap.io/exchange/pyusd-pol.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
