# Polygon to First Digital USD (POL to FDUSD): no-KYC swap on GhostSwap > Send Polygon (POL) on Polygon PoS and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into FDUSD locks in a dollar value without selling on a centralized exchange. Most POL to FDUSD swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/pol-fdusd/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Polygon (POL), Polygon PoS | | You receive | First Digital USD (FDUSD), BEP-20 token on BNB Smart Chain | | Your FDUSD address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in POL by your wallet | | Deposit confirmation | About a minute on Polygon PoS | | FDUSD payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 5–15 minutes until your FDUSD is sent | | Reference rate | 1 POL ≈ 0.098239 FDUSD · 1 FDUSD ≈ 10.1792 POL (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum POL amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; POL on PolygonScan; FDUSD on BscScan | | Reverse swap | [FDUSD to POL](https://ghostswap.io/exchange/fdusd-pol/) | ## How to swap POL to FDUSD 1. Open https://ghostswap.io/exchange/pol-fdusd/ and enter the amount of POL to send. 2. Paste the FDUSD address that should receive the coins. 3. Enter the POL address you are sending from, then confirm. 4. Send the POL to the one-time deposit address shown. 5. Receive FDUSD in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap POL to FDUSD on GhostSwap? Most POL to FDUSD swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 POL in FDUSD? 1 POL is worth about 0.098239 FDUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The rate floats with the market until your POL deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange POL to FDUSD? No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the FDUSD, send POL from your own wallet, and the FDUSD goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Polygon to First Digital USD? The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the Polygon PoS network fee for your deposit is paid in POL by your wallet. ### What wallet should I use to receive FDUSD? To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the FDUSD address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins. ### Can I track my POL to FDUSD swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your POL payment on PolygonScan (https://polygonscan.com) and your incoming FDUSD on BscScan (https://bscscan.com). ### Is it safe to exchange POL for FDUSD on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your POL deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed. ### Why swap POL to FDUSD? Converting Polygon to First Digital USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my POL to FDUSD exchange fails? If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: FDUSD to POL](https://ghostswap.io/exchange/fdusd-pol/) ([Markdown](https://ghostswap.io/exchange/fdusd-pol.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)