# Polygon to Cosmos (POL to ATOM): no-KYC swap on GhostSwap > Send Polygon (POL) on Polygon PoS and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It is a cross-chain swap from Polygon PoS to Cosmos Hub, with no bridge and no wrapped tokens. Most POL to ATOM swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/pol-atom/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Polygon (POL), Polygon PoS | | You receive | Cosmos (ATOM), Cosmos Hub | | Your ATOM address | Cosmos Hub address that starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig | | Memo | Only needed when the ATOM goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in POL by your wallet | | Deposit confirmation | About a minute on Polygon PoS | | ATOM payout | Sent to your address as soon as the swap completes; Cosmos Hub confirms it in under a minute | | Typical swap time | 5–15 minutes until your ATOM is sent | | Reference rate | 1 POL ≈ 0.053472 ATOM · 1 ATOM ≈ 18.7015 POL (market prices, 12 Oct 2026) | | Limits | The exact minimum and maximum POL amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; POL on PolygonScan; ATOM on Mintscan | | Reverse swap | [ATOM to POL](https://ghostswap.io/exchange/atom-pol/) | ## How to swap POL to ATOM 1. Open https://ghostswap.io/exchange/pol-atom/ and enter the amount of POL to send. 2. Paste the ATOM address that should receive the coins (and a Memo only if that address needs one). 3. Enter the POL address you are sending from, then confirm. 4. Send the POL to the one-time deposit address shown. 5. Receive ATOM in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap POL to ATOM on GhostSwap? Most POL to ATOM swaps are paid out within 5–15 minutes: the POL deposit needs about a minute to confirm on Polygon PoS, then the ATOM is sent to your wallet, and Cosmos Hub confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 POL in ATOM? 1 POL is worth about 0.053472 ATOM at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ATOM network fee. The rate floats with the market until your POL deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange POL to ATOM? No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send POL from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Polygon to Cosmos? The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, the Polygon PoS network fee for your deposit is paid in POL by your wallet. ### What wallet should I use to receive ATOM? To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the ATOM address? Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive ATOM? Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one. ### Can I track my POL to ATOM swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your POL payment on PolygonScan (https://polygonscan.com) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos). ### Is it safe to exchange POL for ATOM on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your POL deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed. ### How does a cross-chain POL to ATOM swap work? Polygon lives on Polygon PoS and Cosmos on Cosmos Hub, two separate blockchains. Instead of a bridge, GhostSwap takes your POL on Polygon PoS and pays native ATOM on Cosmos Hub, so you never hold a wrapped token or pay bridge fees. ### What happens if my POL to ATOM exchange fails? If a swap cannot be completed, the POL is refunded to the Polygon PoS address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: ATOM to POL](https://ghostswap.io/exchange/atom-pol/) ([Markdown](https://ghostswap.io/exchange/atom-pol.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)