# NEAR Protocol to Monero (NEAR to XMR): no-KYC swap on GhostSwap

> Send NEAR Protocol (NEAR) on NEAR and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your NEAR history. Most NEAR to XMR swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/nearmainnet-xmr/
Updated: 2026-10-08

## At a glance

| | |
|---|---|
| You send | NEAR Protocol (NEAR), NEAR |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in NEAR by your wallet |
| Deposit confirmation | A few seconds on NEAR |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 NEAR ≈ 0.009740 XMR · 1 XMR ≈ 102.6673 NEAR (market prices, 8 Oct 2026) |
| Limits | Minimum about 5.6 NEAR. The exact minimum and maximum NEAR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; NEAR on NearBlocks |
| Reverse swap | [XMR to NEAR](https://ghostswap.io/exchange/xmr-nearmainnet/) |

## How much XMR you get (quoted 8 Oct 2026, 06:38 UTC, after all fees)

| You send | You receive |
|---|---|
| 25 NEAR | 0.239435 XMR |
| 100 NEAR | 0.959385 XMR |
| 500 NEAR | 4.7973 XMR |

## How to swap NEAR to XMR

1. Open https://ghostswap.io/exchange/nearmainnet-xmr/ and enter the amount of NEAR to send.
2. Paste the XMR address that should receive the coins.
3. Enter the NEAR address you are sending from, then confirm.
4. Send the NEAR to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap NEAR to XMR on GhostSwap?

Most NEAR to XMR swaps are paid out within 5–15 minutes: the NEAR deposit needs a few seconds to confirm on NEAR, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much XMR do I get for 500 NEAR?

At 8 Oct 2026, 06:38 UTC, 500 NEAR swapped to about 4.7973 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange NEAR to XMR?

No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send NEAR from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting NEAR Protocol to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the NEAR network fee for your deposit is paid in NEAR by your wallet.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my NEAR to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR payment on NearBlocks (https://nearblocks.io).

### Is it safe to exchange NEAR for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.

### Can my NEAR to XMR swap be traced?

Your NEAR transaction to GhostSwap is visible on the NEAR blockchain since NEAR Protocol is transparent: transfers are public on NearBlocks. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping NEAR to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

### How does a cross-chain NEAR to XMR swap work?

NEAR Protocol lives on NEAR and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR on NEAR and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.

### What happens if my NEAR to XMR exchange fails?

If a swap cannot be completed, the NEAR is refunded to the NEAR address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to NEAR](https://ghostswap.io/exchange/xmr-nearmainnet/) ([Markdown](https://ghostswap.io/exchange/xmr-nearmainnet.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)