# NEAR Protocol to Cosmos (NEAR to ATOM): no-KYC swap on GhostSwap > Send NEAR Protocol (NEAR) on NEAR and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It is a cross-chain swap from NEAR to Cosmos Hub, with no bridge and no wrapped tokens. Most NEAR to ATOM swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/nearmainnet-atom/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | NEAR Protocol (NEAR), NEAR | | You receive | Cosmos (ATOM), Cosmos Hub | | Your ATOM address | Cosmos Hub address that starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig | | Memo | Only needed when the ATOM goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in NEAR by your wallet | | Deposit confirmation | A few seconds on NEAR | | ATOM payout | Sent to your address as soon as the swap completes; Cosmos Hub confirms it in under a minute | | Typical swap time | 5–15 minutes until your ATOM is sent | | Reference rate | 1 NEAR ≈ 2.9223 ATOM · 1 ATOM ≈ 0.342199 NEAR (market prices, 11 Oct 2026) | | Limits | The exact minimum and maximum NEAR amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; NEAR on NearBlocks; ATOM on Mintscan | | Reverse swap | [ATOM to NEAR](https://ghostswap.io/exchange/atom-nearmainnet/) | ## How to swap NEAR to ATOM 1. Open https://ghostswap.io/exchange/nearmainnet-atom/ and enter the amount of NEAR to send. 2. Paste the ATOM address that should receive the coins (and a Memo only if that address needs one). 3. Enter the NEAR address you are sending from, then confirm. 4. Send the NEAR to the one-time deposit address shown. 5. Receive ATOM in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap NEAR to ATOM on GhostSwap? Most NEAR to ATOM swaps are paid out within 5–15 minutes: the NEAR deposit needs a few seconds to confirm on NEAR, then the ATOM is sent to your wallet, and Cosmos Hub confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 NEAR in ATOM? 1 NEAR is worth about 2.9223 ATOM at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ATOM network fee. The rate floats with the market until your NEAR deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange NEAR to ATOM? No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send NEAR from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting NEAR Protocol to Cosmos? The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, the NEAR network fee for your deposit is paid in NEAR by your wallet. ### What wallet should I use to receive ATOM? To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the ATOM address? Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Memo to receive ATOM? Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one. ### Can I track my NEAR to ATOM swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR payment on NearBlocks (https://nearblocks.io) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos). ### Is it safe to exchange NEAR for ATOM on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed. ### How does a cross-chain NEAR to ATOM swap work? NEAR Protocol lives on NEAR and Cosmos on Cosmos Hub, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR on NEAR and pays native ATOM on Cosmos Hub, so you never hold a wrapped token or pay bridge fees. ### What happens if my NEAR to ATOM exchange fails? If a swap cannot be completed, the NEAR is refunded to the NEAR address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: ATOM to NEAR](https://ghostswap.io/exchange/atom-nearmainnet/) ([Markdown](https://ghostswap.io/exchange/atom-nearmainnet.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)