# NEAR BEP20 to XMR: NEAR (BEP20) to Monero: no-KYC swap on GhostSwap > Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your NEAR BEP20 history. Most NEAR BEP20 to XMR swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/near-xmr/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | NEAR (NEAR BEP20), BEP-20 token on BNB Smart Chain | | You receive | Monero (XMR) | | Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI | | Deposit network fee | Paid in BNB, so keep a little BNB next to your NEAR BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) | | Typical swap time | 5–15 minutes until your XMR is sent | | Reference rate | 1 NEAR BEP20 ≈ 0.009074 XMR · 1 XMR ≈ 110.2097 NEAR BEP20 (market prices, 8 Oct 2026) | | Limits | Minimum about 6.1 NEAR BEP20. The exact minimum and maximum NEAR BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; NEAR BEP20 on BscScan | | Reverse swap | [XMR to NEAR BEP20](https://ghostswap.io/exchange/xmr-near/) | ## How much XMR you get (quoted 8 Oct 2026, 14:03 UTC, after all fees) | You send | You receive | |---|---| | 25 NEAR BEP20 | 0.224692 XMR | | 100 NEAR BEP20 | 0.901529 XMR | | 500 NEAR BEP20 | 4.5104 XMR | ## How to swap NEAR BEP20 to XMR 1. Open https://ghostswap.io/exchange/near-xmr/ and enter the amount of NEAR BEP20 to send. 2. Paste the XMR address that should receive the coins. 3. Enter the NEAR BEP20 address you are sending from, then confirm. 4. Send the NEAR BEP20 to the one-time deposit address shown. 5. Receive XMR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap NEAR BEP20 to XMR on GhostSwap? Most NEAR BEP20 to XMR swaps are paid out within 5–15 minutes: the NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes. ### How much XMR do I get for 500 NEAR BEP20? At 8 Oct 2026, 14:03 UTC, 500 NEAR BEP20 swapped to about 4.5104 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send. ### Do I need KYC or an account to exchange NEAR BEP20 to XMR? No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send NEAR BEP20 from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting NEAR (BEP20) to Monero? The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20. ### What wallet should I use to receive XMR? To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the XMR address? Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand. ### Can I track my NEAR BEP20 to XMR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com). ### Is it safe to exchange NEAR BEP20 for XMR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed. ### Can my NEAR BEP20 to XMR swap be traced? Your NEAR BEP20 transaction to GhostSwap is visible on the BNB Smart Chain blockchain since NEAR (BEP20) is transparent: transfers are public on BscScan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping NEAR BEP20 to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together. ### How does a cross-chain NEAR BEP20 to XMR swap work? NEAR (BEP20) lives on BNB Smart Chain and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your NEAR BEP20 on BNB Smart Chain and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees. ### What happens if my NEAR BEP20 to XMR exchange fails? If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XMR to NEAR BEP20](https://ghostswap.io/exchange/xmr-near/) ([Markdown](https://ghostswap.io/exchange/xmr-near.md)) - [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md)) - [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)