# NEAR BEP20 to PYUSD: NEAR (BEP20) to PayPal USD: no-KYC swap on GhostSwap > Send NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into PYUSD locks in a dollar value without selling on a centralized exchange. Most NEAR BEP20 to PYUSD swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/near-pyusd/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | NEAR (NEAR BEP20), BEP-20 token on BNB Smart Chain | | You receive | PayPal USD (PYUSD), ERC-20 token on Ethereum | | Your PYUSD address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in BNB, so keep a little BNB next to your NEAR BEP20 | | Deposit confirmation | Under a minute on BNB Smart Chain | | PYUSD payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 5–15 minutes until your PYUSD is sent | | Reference rate | 1 NEAR BEP20 ≈ 4.9645 PYUSD · 1 PYUSD ≈ 0.201431 NEAR BEP20 (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum NEAR BEP20 amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; NEAR BEP20 on BscScan; PYUSD on Etherscan | | Reverse swap | [PYUSD to NEAR BEP20](https://ghostswap.io/exchange/pyusd-near/) | ## How to swap NEAR BEP20 to PYUSD 1. Open https://ghostswap.io/exchange/near-pyusd/ and enter the amount of NEAR BEP20 to send. 2. Paste the PYUSD address that should receive the coins. 3. Enter the NEAR BEP20 address you are sending from, then confirm. 4. Send the NEAR BEP20 to the one-time deposit address shown. 5. Receive PYUSD in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap NEAR BEP20 to PYUSD on GhostSwap? Most NEAR BEP20 to PYUSD swaps are paid out within 5–15 minutes: the NEAR BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the PYUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 NEAR BEP20 in PYUSD? 1 NEAR BEP20 is worth about 4.9645 PYUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the PYUSD network fee. The rate floats with the market until your NEAR BEP20 deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange NEAR BEP20 to PYUSD? No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send NEAR BEP20 from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting NEAR (BEP20) to PayPal USD? The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending NEAR BEP20. ### What wallet should I use to receive PYUSD? To receive PayPal USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the PYUSD address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins. ### Can I track my NEAR BEP20 to PYUSD swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your NEAR BEP20 payment on BscScan (https://bscscan.com) and your incoming PYUSD on Etherscan (https://etherscan.io). ### Is it safe to exchange NEAR BEP20 for PYUSD on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your NEAR BEP20 deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed. ### Why swap NEAR BEP20 to PYUSD? Converting NEAR (BEP20) to PayPal USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my NEAR BEP20 to PYUSD exchange fails? If a swap cannot be completed, the NEAR BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: PYUSD to NEAR BEP20](https://ghostswap.io/exchange/pyusd-near/) ([Markdown](https://ghostswap.io/exchange/pyusd-near.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)