# Litecoin to Stellar (LTC to XLM) — no-KYC swap on GhostSwap

> Send Litecoin (LTC) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Litecoin to Stellar, with no bridge and no wrapped tokens. Most LTC to XLM swaps are paid out within 15–35 minutes.

Swap page: https://ghostswap.io/exchange/ltc-xlm/
Updated: 2026-10-03

## At a glance

| | |
|---|---|
| You send | Litecoin (LTC) |
| You receive | Stellar (XLM) |
| Your XLM address | Stellar address that starts with G and is 56 characters long. Wallets: Lobstr or Freighter |
| Memo.ID | Only needed when the XLM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in LTC by your wallet |
| Deposit confirmation | About 10 minutes (blocks every 2.5 minutes) on Litecoin |
| XLM payout | Sent to your address as soon as the swap completes; Stellar confirms it in a few seconds |
| Typical swap time | 15–35 minutes until your XLM is sent |
| Reference rate | 1 LTC ≈ 320.7192 XLM · 1 XLM ≈ 0.003118 LTC (market prices, 3 Oct 2026) |
| Limits | Minimum about 0.44 LTC. The exact minimum and maximum LTC amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; LTC on Blockchair; XLM on StellarExpert |
| Reverse swap | [XLM to LTC](https://ghostswap.io/exchange/xlm-ltc/) |

## How much XLM you get (quoted 3 Oct 2026, 10:01 UTC, after all fees)

| You send | You receive |
|---|---|
| 1 LTC | 315.2389 XLM |
| 5 LTC | 1,582.13 XLM |
| 25 LTC | 7,913.88 XLM |

## How to swap LTC to XLM

1. Open https://ghostswap.io/exchange/ltc-xlm/ and enter the amount of LTC to send.
2. Paste the XLM address that should receive the coins (and a Memo.ID only if that address needs one).
3. Enter the LTC address you are sending from, then confirm.
4. Send the LTC to the one-time deposit address shown.
5. Receive XLM in your wallet and follow the status page with your swap ID.

## Litecoin to Stellar: two low-fee networks with different rules

LTC to XLM swaps Litecoin into Stellar Lumens. Both are used for cheap payments, but the designs differ: Litecoin is mined, with 2.5-minute blocks and coins held as unspent outputs, while Stellar uses accounts and validators agree on a new ledger every few seconds without mining. Stellar accounts also need a minimum balance, something a Litecoin wallet never asks for. The XLM is paid to your G address with no GhostSwap account.

The Litecoin deposit confirms in about 10 minutes and most swaps finish in 15 to 35 minutes; the Stellar payment then settles in about 5 seconds. A payout to a new G address creates the account, and 1 XLM of it stays locked as the minimum balance. Litecoin wallets often show a fresh receive address for each payment, while a Stellar account keeps the same G address for good.

### Tips

- Paste a Stellar address starting with G (56 characters) from Lobstr, Freighter or a Ledger.
- Receiving into an exchange account? Enter its memo in the memo field; leave it empty for your own wallet.
- Send LTC from your own Litecoin wallet, not an MWEB balance, and enter that address as the sender address.

### Do I need KYC to swap Litecoin for Stellar Lumens?

No. A standard swap has no registration or ID step. Paste your G address, plus a memo only for an exchange, check the floating rate shown and send the LTC; refunds go to your Litecoin sender address.

### Why does an exchange need a memo on Stellar when my wallet does not?

Many exchanges receive every customer's XLM at one shared G address and tell deposits apart by the memo, so a payout without it cannot be credited automatically. A personal wallet such as Lobstr or Freighter has its own G address, so the memo stays empty.

## FAQ

### How long does it take to swap LTC to XLM on GhostSwap?

Most LTC to XLM swaps are paid out within 15–35 minutes: the LTC deposit needs about 10 minutes (blocks every 2.5 minutes) to confirm on Litecoin, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds.

### How much is 1 LTC in XLM?

At 3 Oct 2026, 10:01 UTC, 1 LTC swapped to about 315.2389 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.44 LTC. The Litecoin network fee for sending the LTC is paid separately, in LTC. The rate floats with the market until your LTC deposit confirms.

### Can I send LTC straight to my XLM address?

No. LTC moves on Litecoin and XLM on Stellar, so LTC can only be sent to a Litecoin address. To swap, send the LTC to the one-time deposit address GhostSwap shows, and the XLM is paid to the Stellar address you enter, with no bridge or wrapped token.

### What wallet and address do I need to receive XLM?

Use a Stellar address from a wallet you control, such as Lobstr or Freighter. The address starts with G and is 56 characters long. A Memo.ID is only needed if the XLM goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XLM is sent straight to the address you enter.

### What happens if my LTC to XLM exchange fails?

If a swap cannot be completed, the LTC is refunded to the Litecoin address you entered as the sender address.

## Related

- [Reverse: XLM to LTC](https://ghostswap.io/exchange/xlm-ltc/) ([Markdown](https://ghostswap.io/exchange/xlm-ltc.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)