# IOTA to Stellar (IOTA to XLM) — no-KYC swap on GhostSwap

> Send IOTA and receive Stellar (XLM) in your own wallet, with no account and no KYC. Most IOTA to XLM swaps finish in 15–35 minutes.

Swap page: https://ghostswap.io/exchange/iota-xlm/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | IOTA (IOTA) |
| You receive | Stellar (XLM) |
| Your XLM address | Stellar address that starts with G and is 56 characters long. Wallets: Lobstr or Solar |
| Memo.ID | Only needed when the XLM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| XLM payout | Sent to your address as soon as the swap completes; Stellar confirms it in a few seconds |
| Typical swap time | 15–35 minutes until your XLM is sent |
| Reference rate | 1 IOTA ≈ 0.250539 XLM · 1 XLM ≈ 3.9914 IOTA (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum IOTA amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert |
| Reverse swap | [XLM to IOTA](https://ghostswap.io/exchange/xlm-iota/) |

## How to swap IOTA to XLM

1. Open https://ghostswap.io/exchange/iota-xlm/ and enter the amount of IOTA to send.
2. Paste the XLM address that should receive the coins (and a Memo.ID only if that address needs one).
3. Enter the IOTA address you are sending from, then confirm.
4. Send the IOTA to the one-time deposit address shown.
5. Receive XLM in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap IOTA to XLM on GhostSwap?

When you exchange IOTA to Stellar on GhostSwap, the process typically takes 5–30 minutes depending on network congestion for your IOTA to confirm on the IOTA network. Once confirmed, your Stellar is sent to your wallet and arrives within a few seconds (Stellar ledgers close about every 5 seconds). Most IOTA to XLM swaps finish in 20–60 minutes in total; network congestion can occasionally add time, and the status page shows each step.

### Do I need KYC or an account to exchange IOTA to XLM?

No. GhostSwap is a non-custodial, no-KYC exchange. You can convert IOTA to Stellar without creating an account, uploading ID documents, or providing any personal information. Just enter your Stellar wallet address, send your IOTA, and receive your XLM — that's it.

### What are the fees for converting IOTA to Stellar?

GhostSwap charges a small service fee that's already included in the exchange rate you see — there are no hidden fees. On top of that, network fees vary based on blockchain congestion. The swap box shows the estimated amount of XLM after fees before you send. The rate floats, so the final amount can differ slightly if the market moves before your deposit confirms.

### What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Lobstr or Solar Wallet. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.

### Can I track my IOTA to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your IOTA payment on the relevant blockchain explorer and your incoming XLM on StellarExpert (https://stellar.expert).

### Is it safe to exchange IOTA for XLM on GhostSwap?

Yes. GhostSwap is a non-custodial exchange, which means we never hold your funds or private keys. Your IOTA is converted and sent directly to your Stellar wallet address. We don't store personal data, and all swaps are processed through secure, encrypted connections.

### How does a cross-chain IOTA to XLM swap work?

IOTA runs on the IOTA network while Stellar runs on the Stellar network — they can't be sent directly to each other. GhostSwap handles the cross-chain conversion for you: you send IOTA to our temporary deposit address, we convert it, and send the equivalent XLM to your wallet. No bridge protocols or technical knowledge required.

### What happens if my IOTA to XLM exchange fails?

In the rare case of a failed exchange, GhostSwap will automatically attempt to refund your IOTA to the refund address you provided. If you didn't provide a refund address, or if you need assistance, our support team is available to help resolve the issue. Most problems are caused by sending the wrong amount or using an incompatible wallet address.

## Related

- [Reverse: XLM to IOTA](https://ghostswap.io/exchange/xlm-iota/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)