# Hedera Hashgraph to XRP (HBAR to XRP) — no-KYC swap on GhostSwap > Send Hedera Hashgraph (HBAR) on Hedera and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Hedera to XRP Ledger, with no bridge and no wrapped tokens. Most HBAR to XRP swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/hbar-xrp/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Hedera Hashgraph (HBAR), Hedera | | You receive | XRP (XRP), XRP Ledger | | Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger | | Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit Memo | If the deposit screen shows a Memo for your HBAR, include it exactly. | | Deposit network fee | Paid in HBAR by your wallet | | Deposit confirmation | A few seconds on Hedera | | XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds | | Typical swap time | 5–15 minutes until your XRP is sent | | Reference rate | 1 HBAR ≈ 0.067610 XRP · 1 XRP ≈ 14.7907 HBAR (market prices, 2 Oct 2026) | | Limits | Minimum about 310 HBAR. The exact minimum and maximum HBAR amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; HBAR on HashScan; XRP on XRPSCAN | | Reverse swap | [XRP to HBAR](https://ghostswap.io/exchange/xrp-hbar/) | ## How much XRP you get (quoted 2 Oct 2026, 21:01 UTC, after all fees) | You send | You receive | |---|---| | 1000 HBAR | 66.7633 XRP | | 5000 HBAR | 333.9209 XRP | | 25000 HBAR | 1,669.33 XRP | ## How to swap HBAR to XRP 1. Open https://ghostswap.io/exchange/hbar-xrp/ and enter the amount of HBAR to send. 2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one). 3. Enter the HBAR address you are sending from, then confirm. 4. Send the HBAR to the one-time deposit address shown. 5. Receive XRP in your wallet and follow the status page with your swap ID. ## HBAR to XRP: account IDs, r addresses and destination tags Hedera and the XRP Ledger are both fast, low-fee networks that use accounts rather than Bitcoin-style addresses. HBAR to XRP suits people who want XRP for payments, to hold in Xaman or a Ledger, or to send to an exchange account. GhostSwap pays native XRP on the XRP Ledger, not a token on another chain, with no account. Hedera reaches finality in a few seconds and the XRP Ledger closes a ledger every 3 to 5 seconds, so most swaps finish in 5 to 15 minutes. A new XRP Ledger address exists only once it holds the base reserve, currently 1 XRP. The first payout to a fresh address activates it, and that reserve then stays locked in the account. ### Tips - Paste an XRP Ledger address starting with r, from Xaman or a Ledger. A Hedera account ID cannot receive XRP. - Paying into an exchange account? Enter its Destination Tag, or the XRP may not be credited. Your own wallet does not need a tag. - Send HBAR from your own Hedera account in HashPack (an account ID in the form 0.0.12345) and enter that account ID as the refund address. If the deposit screen shows a memo, include it in the transfer. ### Can I swap HBAR to XRP without KYC? Yes. A standard swap needs no account, email or ID. Paste your r address, add a Destination Tag only for an exchange account, and send the HBAR. ### Is this XRP on the XRP Ledger or on BNB Smart Chain? On the XRP Ledger. XRP on BNB Smart Chain is a separate coin in the exchange box and uses 0x addresses. ## FAQ ### How long does it take to swap HBAR to XRP on GhostSwap? Most HBAR to XRP swaps are paid out within 5–15 minutes: the HBAR deposit needs a few seconds to confirm on Hedera, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 HBAR in XRP? 1 HBAR is worth about 0.067610 XRP at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The minimum for this pair is about 310 HBAR. The rate floats with the market until your HBAR deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Hedera Hashgraph to XRP? The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Hedera network fee for your deposit is paid in HBAR by your wallet. ### What wallet should I use to receive XRP? To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the XRP address? Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Destination Tag to receive XRP? Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one. ### Can I track my HBAR to XRP swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your HBAR payment on HashScan (https://hashscan.io) and your incoming XRP on XRPSCAN (https://xrpscan.com). ### Is it safe to exchange HBAR for XRP on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your HBAR deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed. ### How does a cross-chain HBAR to XRP swap work? Hedera Hashgraph lives on Hedera and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your HBAR on Hedera and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees. ### What happens if my HBAR to XRP exchange fails? If a swap cannot be completed, the HBAR is refunded to the Hedera address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XRP to HBAR](https://ghostswap.io/exchange/xrp-hbar/) ([Markdown](https://ghostswap.io/exchange/xrp-hbar.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)