# Hedera Hashgraph to Stellar (HBAR to XLM) — no-KYC swap on GhostSwap

> Send Hedera Hashgraph (HBAR) on Hedera and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Hedera to Stellar, with no bridge and no wrapped tokens. Most HBAR to XLM swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/hbar-xlm/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Hedera Hashgraph (HBAR), Hedera |
| You receive | Stellar (XLM) |
| Your XLM address | Stellar address that starts with G and is 56 characters long. Wallets: Lobstr or Freighter |
| Memo.ID | Only needed when the XLM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit Memo | If the deposit screen shows a Memo for your HBAR, include it exactly. |
| Deposit network fee | Paid in HBAR by your wallet |
| Deposit confirmation | A few seconds on Hedera |
| XLM payout | Sent to your address as soon as the swap completes; Stellar confirms it in a few seconds |
| Typical swap time | 5–15 minutes until your XLM is sent |
| Reference rate | 1 HBAR ≈ 0.471327 XLM · 1 XLM ≈ 2.1217 HBAR (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum HBAR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; HBAR on HashScan; XLM on StellarExpert |
| Reverse swap | [XLM to HBAR](https://ghostswap.io/exchange/xlm-hbar/) |

## How to swap HBAR to XLM

1. Open https://ghostswap.io/exchange/hbar-xlm/ and enter the amount of HBAR to send.
2. Paste the XLM address that should receive the coins (and a Memo.ID only if that address needs one).
3. Enter the HBAR address you are sending from, then confirm.
4. Send the HBAR to the one-time deposit address shown.
5. Receive XLM in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap HBAR to XLM on GhostSwap?

Most HBAR to XLM swaps finish in 5–15 minutes. Your HBAR deposit needs a few seconds to confirm on Hedera; after that the XLM is sent to your wallet and Stellar confirms it in a few seconds. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange HBAR to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send HBAR from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Hedera Hashgraph to Stellar?

The GhostSwap fee is already included in the rate in the exchange box, so the XLM amount you see is what you receive. On top of that, the Hedera network fee for your deposit is paid in HBAR by your wallet.

### What wallet should I use to receive XLM?

To receive Stellar from your swap, we recommend using Lobstr or Freighter. Make sure your wallet supports the Stellar network before starting the exchange. Double-check your XLM address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XLM address?

Use a Stellar address: it starts with G and is 56 characters long. Copy it from your wallet and paste it; never type it by hand.

### Do I need a Memo.ID to receive XLM?

Only if the XLM goes to an exchange or custodial account that gave you a Memo.ID; enter it in the field shown in the exchange box. A personal XLM wallet does not need one.

### Can I track my HBAR to XLM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your HBAR payment on HashScan (https://hashscan.io) and your incoming XLM on StellarExpert (https://stellar.expert).

### Is it safe to exchange HBAR for XLM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your HBAR deposit is converted and the XLM is sent straight to the Stellar address you enter, so check that address twice — Stellar transfers cannot be reversed.

### How does a cross-chain HBAR to XLM swap work?

Hedera Hashgraph lives on Hedera and Stellar on Stellar, two separate blockchains. Instead of a bridge, GhostSwap takes your HBAR on Hedera and pays native XLM on Stellar, so you never hold a wrapped token or pay bridge fees.

### What happens if my HBAR to XLM exchange fails?

If a swap cannot be completed, the HBAR is refunded to the Hedera address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XLM to HBAR](https://ghostswap.io/exchange/xlm-hbar/) ([Markdown](https://ghostswap.io/exchange/xlm-hbar.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)